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Comprehensive, third party, fire and theft or third party only car insurance. Premium based on risk profile.
Corporate governance is a core function of any organisation. It is key to ensuring that South Africa's business arena operates in integrity and with transparency.
Old Mutual South Africa (Old Mutual SA) has identified five key areas that cover the strategic and operational activities of the company.
Risk Management is conducted through Enterprise Risk Management (ERM). This function facilitates strategic and operational risk management across the organisation. ERM’s aim is to maximise the reward for the understood and measured risk. As such, Risk Management includes effective and efficient risk identification, mitigation and reporting.
Compliance refers to the monitoring and implementation of legislation and regulations governing fields as diverse as investment advice and human resources management.
Over and above the legislative and regulatory environment Old Mutual SA also implements best practise as stipulated by the industry's Guiding Principles.
The compliance function ensures that Old Mutual (SA) conducts its business in accordance with both the spirit and the letter of the law and is therefore integral to the reputation of the organisation.
Internal Audit is an independent function that reports directly to the Audit Committee. It focuses on risks that threaten business objectives. This assists managers achieve their objectives by looking for, and suggesting, operational improvements in the control environment.
Group Forensic Services (GFS) is responsible for providing fraud risk intelligence through its awareness, detection, and investigation functions, in order to enable management to prevent, identify and manage the risk of fraud, theft, corruption, as well as associated internal irregularities.
GFS is tasked with conducting investigations and fraud risk assessments independently and objectively and without undue influence being exercised in any manner by any other party or individual.
Corporate Secretarial advises the Board of Directors of their statutory and operational obligations. It also ensures that all administrative requirements relating to the Boards and companies are met. Secretarial also provides guidance to the board in terms of ethics and good governance.