Black Distributors Trust

I-Black Distributors Trust (BDT) yasekwa njengenxalenye yesivumelwano esahlahla indlela se-Old Mutual Group sika-2005 esibandakanya amaqela amaninzi, sokuXhotyiswa kwabaNtsundu kwezoQoqosho, i-Black Economic Empowerment deal.

Ngeli Qumrhu, abantu abaNtsundu abasebatsha ngeminyaka abanomnqweno wokuqhubela phambili nobizo lwabo njengabacebisi bezemali (financial advisors) okanye njengabarhwebi (brokers), banikwa iphakheji enkulu yokuqalisa ushishino. Inkxaso-mali ye-BDT ijoliswe ekunyenyiseni izithintelo zemali abahlangana nazo abacebisi bezemali okanye abarhwebi.

Iphakheji

• Usenokuba nelungelo loncedo lwenkxaso-mali enokufikelela kwi-R120 000.00 oyinikwa:
  • njengemoto; kunye ne-/okanye.
  • ikhompyutha ephathekayo; kunye ne-/okanye.
  • Ifenishala epheleleyo yendawo yokusebenzela kwishishini lakho, ebandakanya idesika, izitulo kunye nekhabhathi yokufaka iifayile zakho.
• Ingcebiso kunye nenkxaso oyinikwa ngeNkqubo yethu yokufakwa phantsi kwekwapha kwabo basafundayo ngabo sebenamava (mentorship), ebonelela ngengcebiso yobungcali kwezoshishino kunye nenkxaso kwisigaba sokuqalisa kweshishini.

Imali-mboleko ayinakuthatyathwa njengekheshi.

Ngubani onelungelo lokuxhamla kule mali?

Kufuneka ukuba ube ngumntu oNtsundu okanye inkampani yabantu abaNtsundu {Inkcazelo: ubuNtsundu bubhekisa kubo bonke abantu abaMnyama, abeBala kunye namaNdiya, abangabemi baseMzantsi Afrika} njengoko kuchaziwe kwi-Financial Sector Charter (FSC).

Kufuneka nokuba uzalisekise enye yezi nkcazelo zilandelayo:

IiNkampani namaShishini abaRhwebi

• UnguMboneleli weeNkonzo zeMali obhalisiweyo (inkampani okanye ishishini labarhwebi) oqeshe abameli abalishumi okanye abangaphantsi kweli nani.
• Unephepha-mvume lokuqhuba ishishini ngokwemimiselo yecandelo 7(1) lomthetho i-Financial Advisory & Intermediary Services Act (FAIS).
• Uqinisekisiwe ngokufanelekileyo ukuba ubonelele ngeengcebiso zezemali, uthengise iiprowudakthi kwaye uzinzile ngokwemithetho-siseko yakho nangokwasezimalini.

Imeko yoku-1

Wena neqabane lakho loshishino nineshishini labarhwebi kwaye nifuna ukulikhulisa ishishini lenu ngokuqesha nongeze abanye abarhwebi. Kodwa, izithintelo zemali ezikhoyo zenza ukuba ningakwazi ukuba ningathenga ifenishala entsha yeendawo zokusebenzela abantu, iikhompyutha eziphathekayo okanye iimoto zokubaxhobisa aba bantu batsha baqeshiweyo ukuba baqalise umsebenzi wabo.

Ngenxa yokuba ishishini lenu labarhwebi lilelabantu abaNtsundu abenza i-51%, ninako ukuba ningafaka isicelo njengenkampani kwi-BDT ukuze nifumane uncedo.

Ncedani niqaphele: kuza kufuneka ukuba niqashe abacebisi bezemali okanye abarhwebi abaNtsundu phambi kokuba nifake isicelo. Oku kungenxa yokuba uncedo enilukwayo lunikezwa kuphela kubacebisi okanye abarhwebi abasele besebenzela umfaki-sicelo (inkampani).

Imeko yesi-2

Uneshishini labarhwebi eliqashe abarhwebi abasixhenxe nalapho abane kubo bengabantu abaNtsundu. Ngenxa yokuba inkampani yakho iyeyabantu abaNtsundu, ungasifaka kwi-BDT isicelo sokubonelelwa ngenkxaso-mali yokunceda ukuphuhlisa nokuhlumisa abarhwebi bakho abaNtsundu.

AbaCebisi nabaRhwebi abaZimeleyo

Ungumcebisi wezemali okanye umrhwebi obhalisiweyo kwaye uqeshiwe/ugunyazisiwe nguMboneleli weeNkonzo zeMali. Inkampani osebenza kuyo inephepha-mvume lokuqhuba ushishino ngokwemimiselo yecandelo 7(1) le-FAIS kwaye iqeshe abasebenzi abalishumi okanye abangaphantsi kweli nani.

Ukwaqinisekisiwe ngokufanelekileyo ukuba ubonelele ngeengcebiso zezemali, uthengise iiprowudakthi kwaye uzinzile ngokwemithetho-siseko yakho nangokwasezimalini.

Imeko yoku-1

Ungumrhwebi oNtsundu ozimeleyo kwaye uqhuba ishishini lakho lorhwebo wedwa njenge-Close Corporation. Uneengxaki zemali engenayo nephumayo qho ngenyanga kwishishini lakho. Unako ukufaka isicelo semoto, ifenishala yokusebenzela kunye nekhompyutha ephathekayo kwi-BDT.

Imeko yesi-2

Ungumcebisi wezemali/umrhwebi oNtsundu kwaye usebenzela inkampani enguMboneleli weeNkonzo zeMali yabantu abaNtsundu eqeshe abacebisi bezemali/abarhwebi abangaphantsi kwe-10 xa bebonke. Unako ukufaka isicelo kwi-BDT njengomntu ozimeleyo, usebenzisa iFomu yabaMeli (Representative Form).

Indlela esebenza ngayo le Mali-mboleko

• Awuhlawuli mali yokubuyisa le mali uyibolekiweyo kwiinyanga ezili-12 zokuqala. Imali oyibolekwayo ayifakwa nzala kwiinyanga ezili-18 zokuqala. Oku kuthetha ukuba imali osayityalayo ayizukukhula ngenxa yenzala kwiinyanga ezili-12 ongahlawuliyo ngazo.
• Inzala ibalwa ngokwezinga le-prime rate emva kweenyanga ezili-18 zokuqala.

Olunye uncedo

• Indlela elula yokuhlawula imali oyibolekiweyo ithetha ukuba ungazisebenzisa izixhobo zoshishino ungenaxanduva lungako kwimali yakho engenayo nephumayo.
• INkqubo emiselwe ngobugcisa yokufakwa phantsi kwekwapha kwabo basafundayo ngabo sebenamava iza kukuxhobisa ngolwazi nobuchule obufana nobuchule bokuhlangana nabanye abantu kunye nokukwazi ukuqukumbela izivumelwano ngempumelelo.
• Inkxaso-mali yoshishino efikelelekayo ithetha ukuba amashishini aza kukwazi ukuqasha nokugcina abacebisi bezemali/abarhwebi ngempumelelo.

Indlela yokufaka isicelo

Zimbini iifomu zokufaka isicelo, nceda uqinisekise ukuba uzalisa ifomu efanelekileyo.

• Ukuba ngaba unguMboneleli weeNkonzo zeMali oshishina njengenkampani, khuphela (download) le Fomu yokufaka iSicelo:

Financial Services Provider Form (86.1 kb pdf).

Kuza kufuneka ukuba unikeze la maxwebhu alandelayo:

• Iikopi eziqinisekisiweyo yeSazisi zabo bonke abantu abazimeleyo abaxhamlayo.
• Iikopi zelayisenisi yokuqhuba zabo bonke abantu abazimeleyo abaxhamlayo.
• Iikopi zobungqina bedilesi zabo bonke abantu abazimeleyo abaxhamlayo.
• Ikopi yengxelo yasebhankini yeenyanga ezi-3 ezidlulileyo.
• Iinkcukacha ezipheleleyo zezinto ezifunwayo zikhangele kwiCandelo I lefomu yokufaka isicelo.
• Ukuba ngaba ungumcebisi wezemali okanye umrhwebi, khuphela le Fomu:

BDT Individual Representative Application Form

Kuza kufuneka nokuba unikeze la maxwebhu:

• Ikopi eqinisekisiweyo yeSazisi sakho.
• Ikopi yelayisenisi yokuqhuba.
• Ikopi yobungqina bedilesi.
• Ikopi yengxelo yasebhankini yeenyanga ezi-3 ezidlulileyo.

Thumela ifomu yakho ezalisiweyo ekhatshwa ngamaxwebhu afunekayo (hayi uqobo lwamaxwebhu, iikopi eziqinisekisiweyo kuphela) apha:

Black Distributors Trust
PO Box 784531
Sandton
2146

Kwamkelwa izicelo ezithunyelwe ngeposi kuphela.

Onokuqhagamshelana naye

Nomsa Hlabioa
Umnxeba: +27 011 217 1603
Ifeksi: +27 011 217 1627
I-imeyile: Black Distributors Trust

Teraste ya Bafepedi ba Thepa ba Batho ba Batsho (Black Distributors Trust - BDT) e thehilwe e le karolo ya pulamadiboho ya Black Economic Empowerment Deal ya sa Old Mutual Group ka 2005.

Ka Teraste ena, bahwebi ba banyane ba batho ba batsho ba batlang ho ntshetsa pele mesebetsi ya bona jwalo ka baeletsi ba tsa ditjhelete kapa diboroukhara ba fumantshwa thuso ya tjhelete e bonahalang. Tshehetso ya tjhelete ya BDT e reretswe ho fokotsa mathata a tjhelete a tobileng baeletsi ba tsa ditjhelete kapa diboroukhara.

Pakana e fanwang

• O ka ba le monyetla wa ho fumana tshehetso ya tjhelete e fihlang ho R120 000.00 ka sebopeho sa:
• Koloi le/kapa.
• Khomphuta ya laptop le/kapa.
• Sebaka sa tshebetso se feletseng bakeng sa kgwebo ya hao ho kenyeletswa deske, ditulo le khabinete ya difaele.
• Dikeletso le tshehetso ka tsela ya Lenaneo la Phehlello (Mentorship Programme) le fanang ka dikeletso tsa botsebi ho tsa kgwebo le tshehetso nakong ya mokgahlelo wa ho qala.

Kadimo ena ya tjhelete e ke ke ya nkuwa kontane.

Ke mang ya nang le tokelo ya ho fumantshwa tjhelete?

O hloka ho ba motho e motsho kapa khampani ya batho ba batsho {Tlhaloso: Batho ba batsho ke ho bolela maAfrika ohle, Makhalatha le MaIndia bao e leng baahi ba Afrika Borwa} jwalo ka ha ho hlalositswe ho Financial Sector Charter (FSC).

Hape o ka hloka ho phethahatsa ditlhaloso tse latelang:

Dikhampani le Diboroukhara

• O Mofani wa Ditshebeletso tsa Ditjhelete ya ngodisitsweng (khampani kapa kgwebo ya diboroukhara) e hirileng baemedi ba leshome kapa ka tlase.
• O na le laesense ya ho sebetsa ho latela karolo ya 7(1) ya Financial Advisory & Intermediary Services Act (FAIS).
• O ananetswe ka tsela e hlokehang hore o ka fana ka dikeletso tsa tsa ditjhelete, wa rekisa thepa mme o motho wa maemo a boitlhompho le bokgoni ba tsa ditjhelete.

Boemo ba 1

Wena le molekane wa hao kgwebong le na le tshebeletso ya diboroukhara mme le batla ho hola ka ho hira diboroukhara tse ding hape. Empa mathata a ditjhelete a etsa hore o se kgone dibaka tsa tshebetso tse ntjha, dikhomphuta tsa di-laptop kapa makoloi hore basebetsi ba batjha ba kgone ho qala tshebetso.

Hobane tshebeletso ya diboroukhara ya hao e kopanetswe le batho ba batsho ka karolo ya 51% o ka etsa kopo ho BDT jwalo ka khampani e ka amohelang dihlapiso.

Ka kopo hlokomela: o tla hloka ho hira diboroukhara tsa batho ba batsho pele o etsa kopo. Sena ke hobane dihlapiso di fumantshwa feela baemedi ba seng ntse ba sebeletsa mokopi (khampani).

Boemo ba 2

O na le tshebeletso ya diboroukhara e hirileng diboroukhara tse supileng moo tse nne e le ng batho ba batsho. Hobane khampani key a batho ba batsho o ka etsa kopo ya tjhelete ho BDT bakeng sa ho tshehetsa diboroukhara tsa hao tsa batho ba batsho le ho ba thusa ho hola ho feta moo.

Baeletsi ba tsa Ditjhelete le Diboroukhara tsa batho ka Bonngwe

O moeletsi wa tsa ditjhelete kapa boroukhara e ngodisitsweng mme o hirilwe/etsa ditshebetso lebitsong la Mofani wa Ditshebeletso tsa Ditjhelete ya Ngodisitsweng. Khampani e na le laesense ya ho etsa tshebetso ho latela karolo ya 7(1) ya FAIS mme e na le basebetsi ba leshome kapa ka tlase.

Hape o ananetswe ka tsela e hlokehang hore o ka fana ka dikeletso tsa tsa ditjhelete, wa rekisa thepa mme o motho wa maemo a boitlhompho le bokgoni ba tsa ditjhelete.

Boemo ba 1

O motho e motsho, boroukhara e ikemetseng mme o tsamaisa kgwebo ya motho a le ya boroukhara e le Close Corporation. O sokodiswa ke lekeno la hao la tjhelete la kgwedi le kgwedi. O ka etsa kopo ho BDT bakeng sa koloi, khomphuta e kgolo kapa laptop.

Boemo ba 2

O moeletsi wa tsa ditjhelete kapa boroukhara ya motho e motsho mme o sebeletsa Mofani wa Ditshebeletso tsa Ditjhelete wa batho ba batsho e hirileng baeletsi/diboroukhara tse ka tlase ho 10 ka kakaretso. O ka etsa kopo ho BDT jwalo ka motho ya ikemetseng ka ho sebedisa Foromo ya Boemedi.

Ka moo Kadimo e Sebetsang

• Ha ho ditefello tse tla hlokwa nakong ya dikgwedi tse 12 tsa pele. Tjhelete ya kadimo ha e lefiswe tswala nako ya dikgwedi tse 18. Sena se bolela hore balanse ya hao e setseng ya sekoloto e ke ke ya hola ka lebaka la tefiso ya tswala nakong ya dikgwedi tse 12 o eso lefe letho.
• Tefiso ya tswala e lefiswa ka sekgahla se hodimo kamora dikgwedi tse 18 tsa pele tsa sekoloto.

Dihlapiso tsa Tlatsetso

• Ditlhophiso tse bonolo di bolela hore o ka sebedisa matlotlo ka boima bo fokolang hodima phallo ya hao ya tjhelete.
• Lenaneo la Phehlello (Mentorship Programme) le thehilweng ka tsela ya seprofeshenale le tla o hlomella ka tsebo le boiphihlelo tse jwalo ka ho netweka le ho phethahatsa dithekiso ka katleho.
• Tjhelete e kgonehang e bolela hore dikgwebo di ka atleha ho hohela le ho boloka baeletsi ba ditjhelete/diboroukhara tsa batho ba batsho.

O ka etsa kopo jwang

Ho na le diforomo tse pedi tsa ho etsa kopo, ka kopo etsa bonnete ba hore o tlatsa e nepahetseng.

• Haeba o mofani wa ditshebeletso tsa ditjhelete ya sebetsang e le khampani, fumana foromo ya kopo inthaneteng:

Financial Services Provider Form (86.1 kb pdf).

Hape o tla hloka ho fana ka ditokomane tse latelang:

• Khopi e tiisitsweng ya ID bakeng sa bakopi bohle ba ikemetseng.
• Khopi ya laesense ya boqhobi bakeng sa bakopi bohle ba ikemetseng.
• Khopi ya bopaki ba aterese bakeng sa bakopi bohle ba ikemetseng.
• Khopi ya setatemente sa banka sa nako ya dikgwedi tse 3 tse fetileng.
• Bakeng sa ditlhoko tse feletseng sheba karolo ya I ya foromo ya kopo.
• Haeba o moeletsi wa tsa ditjhelete kapa boroukhara fumana:

  BDT Individual Representative Application Form

Hape o tla hloka ho fana ka ditokomane tse latelang:

• Khopi e tiisitsweng ya ID.
• Khopi ya laesense ya boqhobi.
• Khopi ya bopaki ba aterese.
• Khopi ya setatemente sa banka sa nako ya dikgwedi tse 3 tse fetileng.

Posetsa foromo ya hao ya kopo e tlatsitsweng le ditokomane tse hlokehang (dikhopi tse tiisitsweng ka molao, e seng ditokomane botsona) ho:

Ke dikopo tse amohetsweng ka poso feela tse tla amohelwa.

Ikopanye le

Nomsa Hlabioa
Founu: +27 011 217 1603
Fekse: +27 011 217 1627
Imeile: Black Distributors Trust

Black Distributors Trust (BDT) e theilwe ka 2005 e le karolo ya kwano ya pulamadibogo ya matlafatšo ya seekonomi ya bathobaso yeo e nabilego ya sehlopha sa Old Mutual.

Ka thušo ya Trust, bo rakgwebo ba batho baso ba baswa bao ba nyakago go tšweletša pele bokamoso mošomong bja bona pele bjalo ka baeletši ba tša ditšhelete goba diporokhara, ba tla fiwa sephuthelwana sa thušo sa go bonala sa ge motho a sa thoma.

Sephuthelwana Sa Thušo

• O ka kgona go fiwa thušo ya tsa ditshelete ge go dumelega, ya go fihla go R120,000.00 ka tsela ye:
  • Sefatanaga le/goba.
  • Leputhopo le/goba.
  • Bošomelo bjo feleletšego go tsenyeletšwa teseke, ditulo le khabinete ya go tsenya difaele.
• Keletšo le thekgo tšeo o tlago go di fiwa ke Lenaneo la rena la Bathekgi le Bahlohleletši leo le fanago ka dikeletšo tše tseneletšego le thekgo ka ga kgwebo nakong tšeo motho a sa thomago.

Kadimo ye motho a ka se kgone go e tšea bjalo ka tšhelete ya ka seatleng.

Ke mang yo a dumelegago go ka hwetša thušo ya ditšhelete.

O swanetše goba mothomoso goba khamphani yeo beng ba yona e lego batho baso {Tlhaloso: Motho moso e bolela gore ma-Afrika ka moka, Ba Mmala le ma-India, bao e lego badudi ba Afrika Borwa} bjalo ka ge go hlalositšwe mo Sengwalweng sa Sektoro ya tša Ditšhelete.

Gape o swanetše goba o kgotsofatša yenngwe ya ditlhaloso tše:

Dikhampani le Diporokharetše

• O mofani ka ditirelo tša ditšhelete yoo a ingwadišitšego (khamphani goba porokharetše) mme o thwetše baemedi ba lesome goba ka tlase.
• O filwe tumelelo lengwalo la tumelelo ya go ka tšwelela pele ka mošomo wa gago go ya ka karolo 7 (1) ya Molao wa Keletšo ya tša Ditšhelete le Ditirelo tša Magareng (FAIS).
• O filwe tumelelo ka semolao go ka fana ka keletšo ya tša ditšhelete, go ka rekiša ditšweletšwa, mme o motho yoo a emego botse ge go e tla mererong ya tša setho le ya ditšheleteng.

Boemo bja 1

Wena le mošomišani mmogo ka wena le beng porokharetše mme le tsoma go godiša kgwebo ye ka go thwala diporokhara tše dingwe. E feela, ka baka la go hloka tšhelete, ga lee kgone go ka reka bošomelo bjo boswa, dileputhopo goba e šita le tšona difatanaga tša go tlamela bathwalwa ba ba baswa gore ba tsebo thoma go šoma. Ka baka la gore porokharetše ye, 51% ya yona e na le beng ba bathobaso, o ka nna wa dira kgopelo go BDT bjalo ka khamphani go hwetša dikholego tše. Lemoga: O tla swanela ke gore o thwale diporokhara tša bathobaso pele o ka dira kgopelo, ka ge dikholego tše di fiwa baemedi bao ba šetšego ba šomela modira kgopelo (khamphani).

Boemo bja 2

O mong porokharetše yeo e thwetšego bašomedi ba le šupa, ba bane ba bona ke batho baso. Ka baka la gore khamphani ya gago e le ya motho moso, o ka nna wa dira kgopelo go BDT go go thuša ka ditšhelete tša batho bao, le go ba thuša gore ba kgone go golela pele.

Baeletši Goba Diporokhara Ka Bobona

O ingwadišitše bjale ka moeletši wa tša ditšhelete goba porokhara gape o thwetšwe/ laetšwe ke Mofani ka Ditirelo tša Ditšhelete. Khampani e dumeletšwe go ka šoma go ya ka melao ya karolo 7 (1) ya FAIS mme e na le bašomedi ba lesome goba ka tlase.

O filwe tumelelo ka semolao go ka fana ka keletšo ya tša ditšhelete, rekiša ditšweletšwa, mme o motho yoo a emego botse ge go e tla mererong ya tša setho le ya ditšheleteng.

Boemo bja 1

O porokhara ya motho moso, yo a ikemetšego gomme o sepetša porokharetše ya motho o tee bjalo ka Koporase yeo e Tswaletšwego (CC). Mme o na le mathatanyana ka kelelo ya tšhelete ya kgwedi ka kgwedi. O ka dira kgopelo go tšwa go BDT ya sefatanaga, bošomelo le leputhopo.

Boemo bja bo 2

O moeletši wa tša ditšhelete/porokhara ya motho moso gomme o šomela khampani ya go fana ka ditirelo tša ditšhelete yeo beng ba yona e lego batho baso gape e thwetše baeletši/diporokhara tša palo ya ka tlase ga lesome ka botlalo. O ka itirela kgopelo go BDT wena ka noši o šomiša Foromo ya Boemedi.

Naa Kadimo Ye e Šoma Bjang?

• Kgweding tša mathomo tše 12 ga go hlokagale gore o lefele selo.Kadimo ye ga e na tswala mo kgweding tša mathomo tše 18. Se se bolela gore tšhelete yeo o e kolotago e ka se gole ka baka la tswala dikgweding tše 12 tšeo o bego o sa lefele selo ka tšona.
• Tswala e hlakantšhwa go ya ka reiti ya phoraeme ka morago ga dikgwedi tše 18 tša mathomo.

Dikholego Tše Dingwe Gape?

• Tumellano ya ditefelo e bonolo e bolela gore o ka kgona go šomiša dithoto kantle ga bothata goba bjo bonyenyane bja kelo ya tšhelete ya kgwedi.
• Lenaneo la rena la Bathekgi le Bahlohleletši leo le tšweleditšwego seporofešenale le tla go tlamela ka tsebo le bokgoni, tšeo di fapanago go tloga bokgoning bja go dira kgwerano go fihleng go bokgoni bja go fihlela tumellano ya thekišo gabotse.
• Kadimo go ya ka mokgwa woo motho a ikgonago e bolela gore dikgwebo di tla kgona go goka ka bokgoni le go swarelela baeletši ba tša ditšhelete/diporokhara tša bathobaso.

O Dira Bjang Kgopelo

Go na le diforomo di le pedi tša go dira kgopelo, netefatša gore o tlatša yeo e nepagetšego.

• Ge o le Mofani ka ditirelo tša Ditšhelete yoo a šomago bjale ka khamphani, lata foromo ye ya go dira kgopelo lefelobubing:

Financial Services Provider Form (86.1 kb pdf).

O tla hloka gape gore o tsenye le ditokomane tšeo di latelago:

• Sekopišwa seo se netefaditšwego sa puku ya boitsebišo sa moholegi o tee ka o tee.
• Sekopišwa sa lengwalo la bootledi sa moholegi o tee ka o tee.
• Sekopišwa sa bošupi bja tulo sa moholegi o tee ka o tee.
• Sekopišwa sa setatamente sa khampani sa dikgwedi tše 3 tšeo di fetilego.
• Ge o nyaka go bona dinyakwa ka moka bona Karolo I ya foromo ya go dira kgopelo.
• Ge o le Moeletši wa tša ditšhelete goba porokhara , lata foromo ye lefelobubing:

BDT Individual Representative Application Form

Le wena o tla hloka go tsenyeletša le ditokomane tšeo di latelago:

• Sekopišwa seo se netefaditšwego sa puku ya boitsebišo.
• Sekopišwa sa lengwalo la bootledi.
• Sekopišwa sa bošupi bja tulo.
• Sekopišwa sa setatamente sa dikgwedi tše 3 tšeo di fetilego.

Romela diforomo tša go dira kgopelo tšeo e di tladitšego ka botlalo le ditokomane tšeo di tsomegago (Se tsenye tša makgonthe, tsenya tšeo di kopišitšwego feela) go:

Black Distributors Trust
PO Box 784531
Sandton
Johannesburg
2146

Ke feela dikgopelo tšeo di positšwego tšeo di dumelelwago.

Go ikgokaganya

Nomsa Hlabioa
Mogala: + 27 011 217 1603
Fekese: + 27 011 217 1627
Poso ya seeleketeroniki: Black Distributors Trust

I-Black Distributors Trust (BDT) yasungulwa njengengxenye yomsebenzi oyingqayizivele ohlelweni lokunikezwa kwabamyama amandla kwezomnotho (Black Economic Empowerment lwe-Old Mutual Group ngo-2005.

Ngale nhlangano, osomabhinisi abancane abasanda kuqala nje ukungena emsebenzini noma abafisa ukuqhubela phambili umsebenzi wabo njengababonisi noma abathengisi bemikhiqizo ephathelene nezezimali banikezwa izinto zokuqala umsebenzi. Uphiko lokwebolekisa ngezimali lwakwa-BDT luhlose ekwenzeni lula isimo sokwesweleka kwezimali ababonisi noma abathengisi bemikhiqizo ephathelene nezezimali abahlangabezana naso.

Imali nempahla kokuqala ibhizinisi

• Ungafaneleka ukuthola usizo lwemali efika ku-R120 000.00 olungaba,
• Yimoto; kanye/noma.
• I-laptop; kanye/noma.
• Indawo ephelele yokusebenzela kuhlanganisa ideski, izihlalo, kanye nekhabethe lokufaka amafayela.
• Ukuboniswa kanye nokwesekwa ngohlelo lwethu olwaziwa nge-Mentorship Programme oluhlinzeka ngokubonisa ngebhizinisi ngongoti ngesikhathi sokuqala ibhizinisi.

Imalimboleko ngeke yathathwa iwukheshi.

Ubani ofanelekayo ukuthola usizo?

Kufanele ube ngumuntu omnyama noma kube yinkampani yomuntu omnyama {Incazelo: oMnyama kubhekise kubo bonke abantu base-Afrika, amaKhaladi kanye namaNdiya abayizakhamuzi zaseNingizimu Afrika } njengoba kuchaziwe emqulwini obizwa nge-Financial Sector Charter (FSC).

Kufanele futhi uhlangabezane neyodwa yalezi zincazelo ezilandelayo:

Izinkampani kanye nalezo zinkampani zokubonisa nokuthengisa imikhiqizo ephathelene nezimali

• Ubhaliswe ngengomhlinzeki wemisebenzi ephathelene nezimali (inkampani noma inkampani yokubonisa nokuthengisa imikhiqizo ephathelene nezimali) oqashe abakumele abayishumi noma ngaphansi;
• Unemvume yokusebenza ngokwesigaba 7(1) soMthetho owaziwa nge-Financial Advisory and Intermediary Services Act (FAIS).
• Unikezwe igunya ngokufanelekile lokubonisa ngezimali, ukuthengisa imikhiqizo, kanti futhi akube ukuthi inkampani imiselwe kulokho okuqotho nokuphathelene nezimali okuyikho.

Isimo sokuqala

Wena nomlingani wakho ninenkampani yokubonisa nokuthengisa imikhiqizo ephathelene nezimali kanti nifuna ukukhulisa ibhizinisi lenu ngokuqasha ababonisi noma abathengisi bemikhiqizo ephathelene nezimali. Nokho, ngenxa yokungeneli kwezimali awukhoni ukuthola indawo entsha yokusebenzela, ama-laptop ngisho izimoto imbala ukuze laba abasanda kuqashwa bakwazi ukuqala ukusebenza.

Ngokuthi inkampani yokubonisa nokuthengisa imikhiqizo ephathelene nezimali u-51% wayo uphethwe abamnyama ungafaka isicelo kwi-BDT njengenkampani ukuze nithole izinsizakalo.

Qaphela lokhu: kuyofuneka ukuthi uqashe ababonisi noma abathengisi bemikhiqizo ephathelene nezimali abamnyama ngaphambi kokuthi ufake isicelo njengoba izinsizakalo zinikezwa kuphela ababonisi noma abathengisi bemikhiqizo ephathelene nezimali asebevele basebenzela lowo ofake isicelo (inkampani).

Isimo sesibili

Unenkampani yokubonisa nokuthengisa imikhiqizo ephathelene nezimali eqashe abathengisi bemikhiqizo ephathelene nezimali abayisikhombisa abane babo bamnyama. Ngokuthi inkampani eyabantu abamnyama ungafaka isicelo kwi-BDT ukuze inikeze abathengisi bakho abamnyama bemikhiqizo ephathelene nezimali ubasize ukuthi baqhubeke bakhule.

Ababonisi kanye nabathengisi abasebenza ngabodwa

Ubhaliswe njengombonisi noma umthengisi wemikhiqizo ephathelene nezimali kanti futhi uqashwe/ugunyazwe yisikhungo esihlinzeka imisebenzi ephathelene nezimali. Inkampani inemvume yokusebenza ngokwesigaba 7(1) se-FAIS kanti futhi inabasebenzi abayishumi noma ngaphansi.

Nawe futhi unikezwe igunya ngokufanelekile lokubonisa ngezezimali, ukuthengisa imikhiqizo, kanti futhi akube ukuthi inkampani imiselwe kulokho okuqotho nokuphathelene nezimali okuyikho.

Isimo sokuqala

Ungumthengisi wemikhiqizo ephathelene nezimali omnyama nozimele futhi uziphathele ngokwakho inkampani yokubonisa nokuthengisa imikhiqizo ephathelene nezimali njengenkampani yakho engahlanganyelwe. Uyazabalaza ngokungena kwanyanga zonke kwezimali. Ungasifaka isicelo semoto, indawo yokusebenzela kanye ne-laptop kwa-BDT.

Isimo sesibili

Ungumbonisi noma umthengisi wemikhiqizo ephathelene nezimali wesikhungo sokuhlinzeka imisebenzi ephathelene nezimali somuntu omnyama esiqashe ababonisi noma abathengisi bemikhiqizo ephathelene nezimali abangaphansi kweshumi sebebonke. Ungafaka isicelo kwi-BDT njengomuntu ozosebenza yedwa usebenzisa ifomu elibizwa nge-Representative Form.

Isebenza kanjani imalimboleko

• Ezinyangeni eziyi-12 zokuqala akukho mali oyikhokhayo. Imalimboleko ayinanzalo ezinyangeni eziyi-18 zokuqala. Lokhu kusho ukuthi imali esele ngakuwe ngeke ikhule ngenxa yenzalo ngesikhathi sezinyanga eziyi-12 ungakhokhi.
• Inzalo ikhokhwa njengoba inqunyiwe emva kwezinyanga eziyi-18 zokuqala.

Ezinye izinsizakalo

• Izindlela ezilula zokukhokha okuvunyelwana ngazo zisho ukuthi ungasebenzisa impahla kodwa kungathikamezi kakhulu ukungena kwemali yakho.
• Uhlelo lokubonisa olubizwa nge-Mentorship Program luzokuhlomisa ngolwazi nangamakhono, kusukela emakhonweni okuhlanganyela nabanye abantu lapho kwabelwana khona ngolwazi lokuqhubela umsebenzi phambili ukuze ukwazi ukuba namakhono okwenza umsebenzi wokuthengisa ngendlela efanele.
• Izimali ezikhonekayo zisho ukuthi amabhizinisi angeheha ngempumelelo futhi agcine ababonisi noma abathengisi bemikhiqizo ephathelene nezimali abamnyama.

Sifakwa kanjani isicelo

Kunamafomu amabili okufaka isicelo, uyacelwa ukuthi wenze isiqinisekiso sokuthi ugcwalisa elifanele.

• Uma ungumhlinzeki wemisebenzi yezimali usebenza njengenkampani, thola ifomu lokufaka isicelo: i-Financial Services Provider Form (86.1 kb pdf).

  Kuyodingeka futhi ukuthi ukhiphe lamaphepha alandelayo:

  • Ikhophi eqinisekisiwe ye-ID yabo bonke abazozuza
  • Ikhophi yezincwadi zokushayela yabo bonke abazozuza)
  • Ikhophi yobufakazi bekheli lapho uhlala khona yabo bonke abazozuza)
  • Ikhophi yesitatimende sasebhange sezinyanga ezi-3 ezedlule
  • Okwezimfanelo ezigcwele bheka isiGaba I sefomu lesicelo

• Uma ungumbonisi noma umthengisi wemikhiqizo ephathelene nezimali thola ifomu lokufaka isicelo le-BDT:

  BDT Individual Representative Application Form

Uyodinga futhi ukuhlinzeka ngala maphepha alandelayo:

• Ikhophi eqinisekisiwe ye-ID.
• Ikhophi yezincwadi zokushayela.
• Ikhophi yobufakazi bekheli lapho uhlala khona.
• Ikhophi yesitatimende sasebhange sezinyanga ezi-3 ezedlule.

Thumela ifomu lokufaka isicelo eligcwaliswe ngokuphelele kanye namaphepha adingekayo (hhayi awangempela, amakhophi aqinisekisiwe kuphela) ku:

Black Distributors Trust
PO Box 784531
Sandton
Johannesburg
2146

Izicelo eziposiwe kuphela eziyokwemukelwa.

Okuthintwana naye

Uma udinga olunye ulwazi thintana no:

Nomsa Hlabioa
Ucingo: +27 011 217 1603
Ifeksi: +27 011 217 1627
i-Email: Black Distributors Trust