Resources

Here you will find the resources to help you identify what you earn, what you spend and how to draw up a monthly budget.

Step 1

Establish your monthly household income.

Step 2

Establish your current income and spending pattern.

Step 3

Create a monthly budget.

Quiz Time

Take one of the quizzes below to find out what type of saver or spender you are and to see how much you've learnt about saving!

• Quiz 1 - Understanding my money personality type. Results
• Quiz 2 - Understanding my savings habits
• Quiz 3 - What have I learnt?

Financial Tips

Need more help? Here is a list of some useful money management tips that you can download, print or save for future reference.

• Fact File - What is the difference between a debit order and a stop order.
• Different ways to save.
• How to stick to your savings plan.
• Are you saving enough for your retirement. Now try the Retirement Calculator.
• Are you losing control of your finances?
• Elephant Envelope use the envelope method to file expenses efficiently.
• How interest works.
• Understanding different types of credit facilities.
• Beware of seductive tactics.
• Sound principles to help you create wealth.
• Know your rights!
• Who to speak to if you're unhappy with the advice you've received.