Pensions Optiplus
The Pensions OptiPlus increases are effective from 1 January each year (i.e. 2010 increases are effective from 1 January 2010 to 31 December 2010).
The 2010 bonus rate increases are based on returns for the year ending 30 September 2009.
Individual annuitants are notified of their increases during the month in which their pension increase becomes effective.
The Pensions Optiplus product is no longer open to new business.
Performance-related information
Brochures and Fact Sheets
Disclosure and Governance
Return to Annuity Portfolios page.
PROFIT CATEGORY
|
| |
I |
II |
III |
IV |
V |
VI |
VII |
VIII |
IX |
X |
| ARI* |
3.50% |
4.00% |
4.50% |
5.00% |
5.50% |
6.00% |
6.50% |
7.00% |
7.50% |
8.00% |
| 2010 |
5.00% |
4.40% |
3.80% |
3.20% |
2.60% |
2.00% |
1.40% |
0.80% |
0.20% |
0.00% |
| 2009 |
7.00% |
6.40% |
5.80% |
5.10% |
4.50% |
3.90% |
3.30% |
2.80% |
2.20% |
1.60% |
| 2008 |
12.00% |
11.40% |
10.70% |
10.10% |
9.50% |
8.90% |
8.30% |
7.70% |
7.10% |
6.50% |
| 2007 |
12.00% |
11.40% |
10.70% |
10.10% |
9.50% |
8.90% |
8.30% |
7.70% |
7.10% |
6.50% |
| 2006 |
9.00% |
8.40% |
7.70% |
7.10% |
6.50% |
5.90% |
5.30% |
4.70% |
4.10% |
3.50% |
| 2005 |
6.00% |
5.40% |
4.80% |
4.20% |
3.60% |
3.00% |
2.40% |
1.80% |
1.20% |
0.60% |
| 2004 |
3.00% |
2.40% |
1.80% |
1.20% |
0.60% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
| 2003 |
7.00% |
6.40% |
5.80% |
5.20% |
4.50% |
3.90% |
3.30% |
2.80% |
2.20% |
1.60% |
| 2002 |
8.00% |
7.40% |
6.80% |
6.10% |
5.50% |
4.90% |
4.30% |
3.70% |
3.10% |
2.50% |
| 2001 |
11.00% |
10.40% |
9.70% |
9.10% |
8.50% |
7.80% |
7.20% |
6.60% |
6.00% |
5.40% |
| 2000 |
7.50% |
6.80% |
6.20% |
5.60% |
5.00% |
4.40% |
3.80% |
3.20% |
2.60% |
2.10% |
| 1999 |
3.00% |
2.40% |
1.80% |
1.20% |
0.60% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
| 1998 |
13.50% |
12.80% |
12.20% |
11.60% |
10.90% |
10.30% |
9.70% |
9.00% |
8.40% |
7.80% |
| 1997 |
14.00% |
13.50% |
12.50% |
12.00% |
11.50% |
11.00% |
10.00% |
9.50% |
9.00% |
8.50% |
| 1996 |
11.00% |
10.50% |
9.50% |
9.00% |
8.50% |
8.00% |
7.00% |
6.50% |
6.00% |
5.50% |
| 1995 |
13.00% |
12.50% |
11.50% |
11.00% |
10.50% |
10.00% |
9.00% |
8.50% |
8.00% |
7.50% |
| 1994 |
12.00% |
11.50% |
10.50% |
10.00% |
9.50% |
9.00% |
8.00% |
7.50% |
6.50% |
6.00% |
* After Retirement Interest Rate