The Pensions OptiPlus increases are effective from 1 January each year (i.e. 2011 increases are effective from 1 January 2011 to 31 December 2011). Individual annuitants are notified of their increases during the month in which their pension increase becomes effective. The 2011 increases are based on returns for the year ending 30 September 2010.
Performance-related information
Brochures and Fact Sheets
Disclosure and Governance
The Pensions OptiPlus product is no longer open to new business.
| |
I |
II |
III |
IV |
V |
VI |
VII |
VIII |
IX |
X |
| ARI* |
3.50% |
4.00% |
4.50% |
5.00% |
5.50% |
6.00% |
6.50% |
7.00% |
7.50% |
8.00% |
| 2011 |
5.50% |
4.90% |
4.30% |
3.70% |
3.10% |
2.50% |
1.90% |
1.30% |
0.70% |
0.00% |
| 2010 |
5.00% |
4.40% |
3.80% |
3.20% |
2.60% |
2.00% |
1.40% |
0.80% |
0.20% |
0.00% |
| 2009 |
7.00% |
6.40% |
5.80% |
5.10% |
4.50% |
3.90% |
3.30% |
2.80% |
2.20% |
1.60% |
| 2008 |
12.00% |
11.40% |
10.70% |
10.10% |
9.50% |
8.90% |
8.30% |
7.70% |
7.10% |
6.50% |
| 2007 |
12.00% |
11.40% |
10.70% |
10.10% |
9.50% |
8.90% |
8.30% |
7.70% |
7.10% |
6.50% |
| 2006 |
9.00% |
8.40% |
7.70% |
7.10% |
6.50% |
5.90%< |
5.30% |
4.70% |
4.10% |
3.50% |
| 2005 |
6.00% |
5.40% |
4.80% |
4.20% |
3.60% |
3.00% |
2.40% |
1.80%< |
1.20% |
0.60% |
| 2004 |
3.00% |
2.40% |
1.80% |
1.20% |
0.60% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
| 2003 |
7.00% |
6.40% |
5.80% |
5.20% |
4.50% |
3.90% |
3.30% |
2.80% |
2.20% |
1.60% |
| 2002 |
8.00% |
7.40% |
6.80% |
6.10% |
5.50% |
4.90% |
4.30% |
3.70% |
3.10% |
2.50% |
| 2001 |
11.00% |
10.40% |
9.70% |
9.10% |
8.50% |
7.80% |
7.20% |
6.60% |
6.00% |
5.40% |
* After Retirement Interest Rate