Genesis is a partially vesting Smoothed Bonus Portfolio suitable for funds where trustees or members require capital guarantees and low volatility, whilst still achieving superior competitive returns.
Two distinguishing features of this portfolio relative to the Guaranteed Fund are the monthly bonuses declared in advance and the fact that accounts are maintained at member level. It is therefore an ideal investment for Defined Contribution funds that offer their members individual investment choice.
Functionality
- Market volatility is removed through smoothed bonuses.
- Final bonuses are declared monthly in advance.
Key Features
- Provides investors with a guarantee on all capital invested and vested bonuses declared.
- Distributes investment earnings by way of smoothed bonuses.
- Diversified underlying portfolio.
- Long term real return.
Value add to clients
- Members have the choice of whether to switch out of the fund or not on a monthly basis.
- Tracks guarantee level for each member of the retirement fund.
- Investment values grow at a competitive smoothed return and guarantees are offered.
Performance-related information
Brochures and Fact Sheets
Disclosure and Governance