Genesis Performance

Enhancements were made to the Genesis bonus mechanism (effective from 1 July 2005) to allow for comprehensive monthly bonuses, instead of interim and six-monthly top-up bonuses (i.e. top-up bonuses are no longer declared). This applies to both the Genesis Gross and the Genesis Net Portfolios.

Genesis Performance Data

Genesis Gross Fund Bonus History
Month	Total Bonus	Guaranteed Bonus
Feb-12	0.70%	0.35%
Jan-12	0.60%	0.30%
Dec-11	0.50%	0.25%
Nov-11	0.50%	0.25%
Oct-11	0.50%	0.25%
Sept-11	0.40%	0.20%
Aug-11	0.60%	0.30%
July-11	0.60%	0.30%
June-11	0.60%	0.30%
May-11	0.60%	0.30%
April-11	0.60%	0.30%
March-11	0.70%	0.35%
Feb-11	0.70%	0.35%
Jan-11	0.70%	0.35%
Genesis Net Fund Bonus History*
Month	Total Bonus	Guaranteed Bonus
Feb-12	0.66%	0.31%
Jan-12	0.56%	0.26%
Dec-11	0.46%	0.21%
Nov-11	0.46%	0.21%
Oct-11	0.46%	0.21%
Sept-11	0.36%	0.16%
Aug-11	0.56%	0.26%
July-11	0.56%	0.26%
June-11	0.56%	0.26%
May-11	0.56%	0.26%
April-11	0.56%	0.26%
March-11	0.66%	0.31%
Feb-11	0.66%	0.31%
Jan-11	0.66%	0.31%

*The Genesis Net product was closed to new business on 31 December 2003. As of January 2004, only the Genesis Gross product was made available to investors.

Asset Allocation

Assets	Percentage
Domestic Equities	42.1%
Domestic Interest-Bearing Assets	19.5%
Domestic Alternative Assets	5.0%
Property	9.7%
International Equities	16.6%
International Interest-Bearing Assets	3.5%
International Alternative Assets	3.6%
Total	100%

Asset Allocation as at 31 December 2011.

Comparison of Genesis Portfolio Performance to Inflation

Year	Genesis (Gross Returns)	Genesis (Net Returns)	Inflation
1 year	7.2%	6.7%	6.1%
3 years	5.7%	5.2%	5.3%
5 years	9.9%	9.3%	6.9%
10 years	11.7%	10.9%	5.9%

Performance is shown up until 31 December 2011 as this is the latest CPI figure available. More recent performance is available by downloading the Monthly Performance Fact Sheet.