Group Assurance

In the following four part series of articles, Old Mutual looks at the increasing cost of group risk benefits and the possible actions that retirement funds can take in order to mitigate escalating risk costs.

Product Enhancements from Group Assurance

Crime, violence, accident trauma, HIV and other serious illnesses are some of the many issues in South Africa that are affecting employees and employers alike. Crucially, assurance products need to keep pace with these challenges, says John Kotze, Head of Group Assurance at Old Mutual.

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Combating Escalating Costs

In this first article, Richard Treagus, Group Assurance Executive at Old Mutual Corporate, looks at the biggest driver of escalating costs, HIV/Aids, and gives an overview of possible solutions.

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Defined Contribution Risk Arrangements

This article looks specifically at Defined Contribution risk arrangements as a possible solution.

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Flexible Risk Benefits

Article three focuses on the Flexible Risk Benefits approach to risk arrangements, the advantages of such an approach; and why this approach is still not common in practice.

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Pre-Benefit Testing

In this article Old Mutual looks at the introduction of medical testing as a requirement for benefit eligibility, and the associated considerations.

View article. (227kb pdf)