‘Financial advice’ is advice regarding your financial needs and financial products given to you by an appropriately accredited and qualified professional financial advisor or broker.
This financial advice is based on an analysis of your personal circumstances and includes your current and probable future financial position. It takes into account factors such as your age, marital status, dependants, earnings and your own personal goals and preferences. All these elements form part of a ‘financial needs analysis’, which your financial advisor or broker will do with you.
Your advisor or broker can provide financial advice on the following:
- Disability Insurance
- Funeral Cover
- Life Insurance
- Short-term Insurance for possessions such as your house and car
- Estate Planning (including drawing up a Will and establishing a Trust)
- Education Planning
- Medical Cover
- Retirement Planning
- Unit Trusts
- Loans
Your Advisor or broker can also give financial advice on a range of investment and savings options to suit your ‘risk appetite’ – that is, whether you’re prepared to risk a big loss for a possible big return on your investment, or would prefer not to take a big risk but be sure of a modest return.
Financial advice from a qualified and appropriately licensed professional is essential if you wish to achieve your financial goals. Sticking to a sound financial plan will help you to achieve success.
Contact us
To speak to an accredited* financial advisor about financial planning and advice, you can:
- Call us on 0860 INVEST (468378)
- Leave your details and have an advisor call you back
- Speak to an advisor online via Live Advice (visible as an icon on the right when available during office hours)
*An accredited financial advisor must comply with the Financial Advisory and Intermediary Services Act (FAIS) and can only advise on product categories he or she is licensed and accredited for.