Funeral Plans

Losing a loved one is never easy. You should be able to mourn without worrying about being able to give them the dignified funeral they deserve. Old Mutual’s funeral cover promise means that we’ll pay all valid funeral claims.

With Old Mutual's funeral cover:

  • You can take out affordable cover for yourself, your partner, your children, parents and extended family members.
  • If you’re a single parent, you can take cover for yourself and your children without paying extra for a spouse you don’t have.
  • There are many benefits included with all our funeral plans – the benefits you get will depend on the plan you choose.
  • You can choose to take out Grocery and Education benefits with our Standard and Comprehensive+ plans, which pay out every month for a year after the person who’s insured dies.

Our Comprehensive+ Plan gives you premiums back, double the cover for accidental death and paid out almost R10 billion in valid claims last year.

For more information on finding the right funeral cover for you and/or your family’s needs, compare our funeral plans.

*Based on an 18-year-old who takes out individual funeral cover of R5000.

Starting from:

R31*

Maximum Starting Cover R50 000
For you, your family, parents and parents-in-law.
Accidental Death Cover
Cover for death due to an accident.
Yes
Double Accident Death Cover
Double the cover amount is paid out when an insured person dies due to an accident.
No
Money Back Guarantee
We'll pay an amount equal to all the premiums received if an insured person dies due to causes other than an accident.
Yes
Premium Holiday
You can miss up to 6 premiums over the life of the policy and your plan won't lapse. Terms and conditions apply.
Yes
Restart Benefit
If your plan lapses, you may restart it under certain conditions.
Yes
Premiums Back
Get premiums back for every 36 premiums we receive.
No
Paid-Up Benefit
If you die or we recognise your disability, premiums stop but the cover continues. A 12-month waiting period applies for non-accidental death or disability.
No
Retirement Paid-Up Benefit
When the policyholder turns 65, premiums stop but cover continues.
No
Terminal Illness Benefit
Pays out 50% of the cover that applies at the time if the insured person is diagnosed with a terminal illness and is expected to die within 12 months and the policy has been active for more than 10 years. The balance of the cover is paid when he/she dies.
No
 

Starting from:

R42*

Initial Maximum Starting Cover R70 000
For you, your family, parents and parents-in-law.
Accidental Death Cover
Immediate accidental death cover from the moment you apply.
Yes
Double Accident Death Cover
Is double the Benefit paid out on accidental death
No
Money Back Guarantee
A benefit equal to the number of premiums already received if insured dies (not from an accident) within 6 months.
Yes
Premium Holiday
You can miss up to 6 premiums over the life of the policy and your plan won’t lapse.
Yes
Restart Benefit
You can restart your policy (under certain conditions) if your plan lapses.
Yes
Premiums Back
Get premiums back for every 36 premiums we receive.
Yes
Paid-Up Benefit
Benefits continue in the event of the Policyholder's death/disability or reaching age 65.
No
Retirement Paid-Up Benefit
Age 65. Premiums stop but cover remains in place.
No
Terminal Illness Benefit
50% of the cover paid immediately if insured is diagnosed with a terminal illness that will cause death in <12 months. Remainder paid on death.
Yes
 

Starting from:

R43*

Maximum Starting Cover R70 000
For you and your family.
Accidental Death Cover
Immediate accidental death cover from the moment you apply.
Yes
Double Accident Death Cover
Double the cover (subject to legal limits) is paid if insured dies in an accident.
Yes
Money Back Guarantee
A benefit equal to the number of premiums already received if death (not accidental) occurs within 6 months.
Yes
Premium Holiday
You can miss up to 6 premiums over the life of the policy and your plan won't lapse.
Yes
Restart Benefit
You can restart your policy (under certain conditions) if your plan lapses.
Yes
Premiums Back
Get premiums back for every 36 premiums we receive.
Yes
Paid-Up Benefit
Subject to waiting period if insured dies, cover continues if disability is recognised by Old Mutual.
No
Retirement Paid-Up Benefit
When policyholder turns 65, premiums stop but cover continues.
Yes
Terminal Illness Benefit
50% of cover paid immediately if insured is diagnosed with terminal illness that will cause death in 12 months or less.
Yes