iWYZE household contents insurance is designed to cover your household goods against loss or damage caused by accidents, fire and theft.
Everything that’s important to you will be comprehensively insured against the following risks:
- Theft or attempted theft causing loss or damage to your goods, following forcible and violent entry to (or exit from) your premises.
- Fire, lightning and explosions.
- Loss or damage caused by deliberate or wilful acts.
- Natural Disasters including storm, wind, flood, hail, snow or earthquake damage.
- Loss or damage caused by water systems failure, including burst, leaking or overflowing geysers, water supply tanks, cisterns and water pipes.
- Impact by animals, vehicles, falling trees or parts of trees; aircraft or articles dropped from above.
Cover to suit your needs
There are two types of cover to choose from: Complete Cover insures your household valuables against all of the above risks. However, if you’ve invested in a great security system to protect your home, you can choose Limited Cover which gives you the same benefits as Complete Cover, but without cover for theft.
Reinstatement benefit
If your household contents are lost or damaged as a result of any of the above events, iWYZE will either repair them, replace them or pay you out the amount of the loss or damage.
Householder’s Liability cover
iWYZE household contents insurance includes Householder’s Liability cover. This cover protects you in the event that a third party lays a claim against you for accidental death, injury or illness that occurs on your property. It also covers you in the event of accidental loss or damage to a third party’s property.
For example: if your family dog injures the postman in the garden or if a guest falls and breaks a limb, you may be responsible for the costs and expenses incurred by the postman or guest. This cover will provide compensation if you are found to be legally liable for these costs.
Tenant’s Liability cover
This cover provides you with indemnification if you become legally liable (as a tenant, not an owner) to pay for:
- Damage to the property and outbuildings (including fixtures and fittings).
- Accidental damage to fixed sanitary-ware or fixed glass.
- Accidental damage to water, gas, sewerage, electricity or telephone connections.
Find out more about:
iWYZE is underwritten by Mutual & Federal Insurance Company Limited, a member of the Old Mutual group. Mutual & Federal and Old Mutual are Licensed Financial Services Providers.