The Investment Frontiers Capital Portfolio is a flexible investment vehicle designed to help you build up capital, while enjoying the benefits of a life wrapper (wrapper is a term used to describe the legislative framework that determines how an investment is taxed, liquidity and estate planning benefits).
In addition you can enjoy access to a wide range of investment opportunities that can be combined to suit your personal goals and risk profile.
Features and Benefits
- Access to a broad spectrum of investment options and management companies, offering diversification across global and local investment markets.
- You may switch between underlying investment options at any stage - terms and conditions apply.
- You may nominate beneficiaries for ownership
- You may cede your investments, either outright or as collateral security.
- You may also phase in a lump sum from the SA Money Market Fund or Old Mutual's Secured Fund at intervals of your choice.
- One non-interest bearing loan is permitted.
- Withdrawals are not subject to Income or Capital Gains Tax - the proceeds of your investment are tax free.
- Investment minimums are R100 000 lump sum or
R2 000/month.
- You can also choose to invest in the Inflation Plus Bond Fund. Over a specified 5-year period, the Inflation-Plus Bond provides:
- An inflation-beating return.
- Absolute peace of mind because the return relative to inflation is guaranteed by Old Mutual.
- Tax efficiency and simplicity: there is no further tax to pay in the investor’s hands.
- The underlying funds of your Retirement Annuity must comply with Regulation 28. This regulation ensures that your portfolio has sufficient diversification of asset classes. This diversification ensures that the portfolio is not concentrated in any one particular area and reduces the risk of the portfolio.
For more information on Investment Frontiers Capital Portfolio, please visit the Fairbairn Capital website.