Max Investments

Max Investments is an investment solution that can be personalised to meet your specific needs, yet still flexible enough to adapt as your needs change over time, no matter what you decide to invest in.

Max Investments is supported by a sophisticated, yet easy-to-understand advice tool which will assist your intermediary to recommend the most relevant investment solution for your unique needs.

Features and Benefits

Personalised payment options - Opt for lump sum and scheduled payments via the Flexible Investment Plan. Or enjoy the disciplined savings benefits of the Focussed Investment Plan where you have the option of 100% of your premium being allocated towards your investment from day one. (This may not apply if certain external Unit Trust Funds are selected, or if payment method is by stop order.)
Personalised tax structuring - You can choose from a range of tax wrappers available on Max Investments. This means that you have access to the most appropriate and tax efficient solution for your individual needs.
Choice - Access to over 200 funds managed by a range of the leading fund managers in South Africa. This means that you can, for example, combine an Old Mutual fund, an Allan Gray fund and an Investec fund all in a single Max Investments plan.
You also benefit from consolidated reporting on the performance of your investments as well as a convenient single point of contact to manage your investments on an ongoing basis.
Lower costs - The longer you stay invested in a Focussed Investment Plan, the lower your plan charges will become over time. In addition, if you choose to invest in funds managed by the Old Mutual Investment Group (SA), you will also benefit from lower plan charges.
Name your Investment - You can personalise the name of each investment plan within Max Investments as a reminder of the reason you are saving. These names, for example ‘John’s school fees’ or ‘Family holiday to Plett’ will be visible on correspondence to you.
Flexibility to change your premium payments - take a premium holiday. Now you can skip up as much as one whole year's worth of premiums over the premium payment term on a Focussed Investment Plan if you cannot afford to continue paying for a while.
Switch between investment funds - You can switch your current investment value or direct future premium payments into any of the over 200-plus investment funds available through Max Investments whenever you like, in response to changes in the economy or in your own circumstances. The number of switches allowed is unlimited, and there is no charge for switching.
Add or remove risk protection - You can add Premium Protection Benefits to a Focussed Investment Plan to ensure that future premiums are paid and your investment goals, such as funding your children’s education, are met even in the event of your death and/or disability. These benefits can be added* or removed from your investment at any time as your individual circumstances change.
Access your investments - From time to time, Max Investments allows you the flexibility to take zero-interest loans to meet your financial requirements. And to ensure your investment goals are met, you are able to repay these loans when your lifestyle allows for it.