The Investment Frontiers Income Portfolio aims to provide investors with an immediate, regular guaranteed income as well as the potential for investment capital growth. The investment minimum is a lump sum of R100 000.
This is achieved through a flexible combination of:
Term-certain annuity policy
A term-certain annuity policy will provide an income for five or ten years.
Features and Benefits
- Your level of income will be determined at inception according to your income requirements.
- Payouts can be monthly, quarterly, half-yearly or yearly.
- No withdreawals are permitted from the term-certain annuity.
The annuity consists of a capital element and income element. The capital element is tax-free whilst the income element is taxed at your marginal rate of tax.
An Investment Frontiers Capital Portfolio
An Investment Frontiers Capital Portfolio contract gives you access to a range of flexible investment options.
Features and Benefits
- Regular capital withdrawals may be made from the Capital Portfolio at the end of the annuity term.
- Two withdrawals may be taken during the five year restriction period. One non-interest bearing loan and one part or full disinvestment.
- The proceeds of your investment represent an after tax return. Withdrawals are therefore not subject to Income or Capital Gains Tax.
For more information on Investment Frontiers Income Portfolio, please visit the Fairbairn Capital website.