We all share in the common goal of saving towards a better future - whether we are actively working towards buying a car or house or simply saving a small sum of money every month so that we can send our children to university. The difference lies in the mechanism we choose to invest that hard-earned money.
Why Unit Trusts?
Unit trusts offer an easy, convenient way to invest. Simply put, a pool of investors’ money is used to invest in financial instruments such as equities (shares) and bonds.
This pool is then divided into equal units where each unit contains the same proportion of assets in the fund. Investors then share in the fund's gains, losses, income and expenses.
The wide variety of unit trusts means that they are an ideal way to build up a well-diversified investment portfolio tailored to meet your specific needs, risk profile and investment requirements.
Features and Benefits
- Old Mutual Unit Trusts has a wide selection of funds designed to meet a variety of investment needs.
- Unit trusts offer you the flexibility to tailor a portfolio to suit your specific investment needs and time horizon.
- You can buy them direct or through a financial adviser
- You can access the stock exchange without needing knowledge or experience of investing in equities.
- The ability to spread your investment across markets sectors and economies greatly reduces your investment risk.
- Money invested in unit trusts are easily accessible, especially in times of emergency.
- Unit trusts are tax-efficient, providing interest income tax exemptions, capital gains tax exemptions and tax-free dividends.
- Exciting capital growth opportunities over the medium- to long-term.
- Online transactional capability: you can buy, sell and switch you portfolio online.
Investment Term
There is no contractual term and you may sell your investment at any time. However it is recommended that you view your unit trust portfolio as a medium to long-term investment.
Investing in your Retirement - You can use unit trusts to save for your retirement. Old Mutual Unit Trusts offers a unit trust-linked retirement annuity - Old Mutual Unit Trusts Retirement Annuity Fund - for pre-retirement investors, as well as a unit-trust linked living annuity - Old Mutual Unit Trusts Living Annuity - for post-retirement investors.