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Medical Gap Cover

Even with comprehensive health cover, some medical professionals charge up to 75% more than the medical aid tariffs.

Our top-up product, Old Mutual Medical Gap cover, funds these additional amounts charged by the medical professionals up to 4 times the medical aid tariff.

  • What are you covered for?

    Gap Cover will cover the medical professional accounts for you, and your family, for up to four times NHRPL in the event of:

    • In-hospital medical and surgical treatment resulting from an accident or ill-health.
    • Out-patient treatment by chemotherapy, radiotherapy or renal dialysis.

  • How much cover do you get?

    Cover is provided for each calendar year up to R100 000 per event, up to a maximum of R500 000 per family.

  • What does it cost?

    For just R120 per month you will be covered by Old Mutual Medical Gap Cover, plus if you have a family on your medical aid, they will be covered at no additional cost.

  • Interested?

    Save money while putting your and your family's well-being first!

    Apply Now

  • Additional Health Solutions

    • Medical Scheme Cover

      Old Mutual Health Solutions has selected a range of trusted health solutions to help you find the best possible medical aid cover to meet your requirements.

      In order to make your decision a simple one, we bring you products from some of the most prominent medical schemes in South Africa, namely Fedhealth Medical Scheme and Bonitas Medical Fund. With a choice of comprehensive and short-term cover, we are certain that you will easily find a health solution that suits you and your family.

      Choose your cover ...

    • Hospital Cash Plan

      Spending time in hospital can burn a serious hole your pocket, and not just because of the high cost of medical treatment.

      Have you ever thought about how you would make up for the cash you lose if you were lying in hospital and unable to earn or where the money will come from to support your family while you’re not at home, especially if you’re away for a while? Or maybe you just need some money to take some time off work to recover after being in hospital?

      The more you think about it the more you will realise that being hospitalised and the costs associated with it are much, much bigger than you ever imagined. So what’s the deal… What can you do about it?

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