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Loans from Old Mutual

Old Mutual Finance is committed to providing personal loans and debt consolidation products that enable the responsible use of credit as part of a structured financial plan. Too many South Africans fall prey to loan sharks. The loans they get from these unscrupulous lenders aren't designed around their situations and have high repayments.

Old Mutual Finance's loans are made to suit each individual's financial needs, helping them to achieve financial freedom and escape the trap of bad debt.

Our flagship product, My Money Plan allows you to consolidate debt, combine it into one plan and pay a lower instalment. It also helps you reduce your finance charges and increase your available cash. Speak to us to find the loan that is right for you.

Latest Scam Alert

Please be aware of a fraudulent scheme that claims to be a promotional offer from Old Mutual Finance.

It uses Old Mutual's logo and offers "Old Mutual's My Money Plan and My Personal Loan as a promotional loan at 5% for a fixed duration, also available to people with a bad credit record".

If you receive this offer, do NOT respond and do NOT provide any of the personal details requested in the letter.

Please also note that we don’t send emails to customers using Gmail. If you receive an email from an address with please ignore. View an example of scam communication.

  • My Money Plan Loan

    • Up to R150 000 loan.
    • Loan term from 1-60 months.
    • Your debt is consolidated.

  • My Personal Loan

    • Up to R100 000 loan.
    • Loan term from 3-48 months.
    • Credit life insurance.

    • Apply Online

Please view the Old Mutual Finance Language Policy outlining the right to information in official languages.

Please view the Promotion of Access to Information manual which provides the information required to request access to records held by Old Mutual (South Africa) (Pty) Limited.

Old Mutual Finance is a registered Financial Services and Credit Provider. NCR Reg No: NCRCP 35 | FSP Reg No: 25494

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