My Personal Loan

My Personal Loan gives you complete freedom of choice. Whether you want to:

  • Renovate your home.
  • Buy a new car.
  • Pay for unforeseen medical expenses.
  • Or buy that flat screen TV.

You decide how to use your Personal Loan.

Apply Online or call us on 0860 000 886 for more information on My Personal Loan, SMS your name + MPL to 37121 and one of our financial consultants will call you back to gladly assist you with a personal loan or debt consolidation or visit us at a branch nearest to you to apply for My Personal Loan.

How it works

  • Minimum loan term of 3 months.
  • Maximum loan term of 48 months.
  • Qualify for a personal loan of up to R100 000.
  • Fixed interest rate at the time of the personal loan application.
  • You need to be employed for at least 3 months at the same employer.
  • The interest rate applied will be determined by your credit score.
  • Only individuals can apply for a personal loan.

Our requirements

  • To apply for My Personal Loan you have to be 18 years of age.
  • The term of your My Personal Loan agreement must cease prior to age 60 with a minimum term of 12 months.
  • You must have a valid South African ID document (Green, bar coded, 13 digit).
  • You must provide a current payslip no older than 1 month.
  • You need to provide consecutive bank statements for the last 3 months.

What do you need to do?

  • Always pay your monthly consolidation loan instalment.
  • Speak to us before you approach other lenders.
  • Tell us if you change bank accounts.