Retail Clients

In the interest of greater transparency and of good governance, Old Mutual publicises the principles and practices of financial management (PPFM) that are applied in the management of its discretionary participation business. This is in line with the requirements of the Financial Services Board (Directive 147.A.i LT).

For more information please download Old Mutual's Principles and Practices of Financial Management.

Below you will find a list of products and summaries of the applicable principles and practices for the funds covered by the PPFM. Please select the one relevant to you and your investment.

Product-specific summaries of Principles and Practices

Max Investments:

• Smoothed Performance Fund (265kb pdf)
• Secured Money Market Fund (158kb pdf)
• Absolute Smooth Growth Portfolio (175kb pdf)

Max Income:

• Investment Funded Income plan – Smoothed Performance Fund (265kb pdf)
• Investment Funded Income plan – Secured Money Market Fund (158kb pdf)
• Income for Life with Bonus Escalation Option (239kb pdf)
• Absolute Smooth Growth Portfolio (175kb pdf)

Investment Frontiers:

• Smoothed Performance Fund (265kb pdf)
• Secured Money Market Fund (158kb pdf)
• Smoothed Fund (262kb pdf)
• Stabilised Investment Fund (263kb pdf)
• EB Guaranteed Fund (267kb pdf)
• Absolute Smooth Growth Portfolio (175kb pdf)

Galaxy:

• Core Growth Fund (231kb pdf)
• EB Guaranteed Fund (267kb pdf)
• Absolute Smooth Growth Portfolio (175kb pdf)

Investment Horizons:

• Smoothed Performance Fund (265kb pdf)
• Secured Money Market Fund (158kb pdf)
• Stabilised Investment Fund (263kb pdf)

Essential Savings:

• Smoothed Growth Fund (263kb pdf)

Nedbank 10 (217kb pdf)

Greenlight Savings Benefit:

• Smoothed Performance Fund (265kb pdf)
• Secured Money Market Fund (158kb pdf)

Flexi:

• Flexi Smoothed Bonus and Smoothed Bonus Plus Fund (102kb pdf)
• Performance Profits business (94kb pdf)
  • Balanced Fund & Balanced Plus Fund
  • Equity Fund & Equity Plus Fund
  • Top 40 Index
  • World Wide Equity Fund
  • World Wide Balanced Fund
  • Select Fund
  • Stable Fund & Stable Plus Fund
  • Standard Bank Growth Fund
  • Standard Bank Balanced Fund
  • Standard Bank Defensive Fund

Conventional:

• Reversionary Bonus (90kb pdf)
• Performance Profits business (94kb pdf)
  • Balanced Portfolio
  • Equity Portfolio
  • Property Portfolio
  • Stable Fund

Guaranteed Capital Fund (76kb pdf)

Group Schemes Savings Portfolio (49kb pdf)

• Investment Plan
• Short Term Investment Plan
• Single Premium Investment Plan
• Education Plan
• Education Care Plan
• Money Care Plan
• Short Term Money Care Plan
• Retirement Plan

Group Schemes GrowPlan Portfolio (48kb pdf)

• GrowPlan Money Value
• GrowPlan Real Value

Contact Us

If you have a query regarding the Principles and Practices of Financial Management, please contact your Financial Adviser or Broker, or call us at the number provided in the product-specific document above.