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Explanatory Guides explain how Old Mutual manages various retail ‘discretionary participation’ investment portfolios. These portfolios are different from market-linked investment portfolios that pass on the returns earned on investments directly to investors. Instead, Old Mutual has the ability to use discretion in the way these portfolios are managed. It is important that you understand the principles applied when Old Mutual uses this discretion, as it directly impacts your investment outcomes.
Explanatory Guides cover the most important information contained in Old Mutual’s official Principles and Practices of Financial Management (PPFM) of Discretionary Participation Business. The official PPFM is available here.
Below you will find a list of products and Explanatory Guides for the various discretionary participation portfolios covered by the PPFM. Please select the one relevant to you and your investment.
If you have a query regarding the Explanatory Guides, please contact your Financial Adviser or Broker, or call us at the number provided in the product-specific document above.