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Financial education initiative to help manage your finances.
Six months into the year, South Africans are feeling the financial pinch as the full effect of the worst drought in recent years has started affecting food prices, while hikes in the interest rate, petrol and electricity prices are also a reality.
Avoiding being a payday millionaire is one way to get through the month with cash to spare. Most of us are guilty of this behaviour, at some time or another. We rush off to the shops on or soon after payday for our monthly shopping, but end up splurging on things we neither need nor can afford.
If this scenario sounds familiar, follow these tips to help you change your behaviour:
John Manyike is head of Old Mutual's financial education unit.