Abiding by the lawThis is where we cover the various legal obligations
that are specific to our customers.

Our legal commitments

In an effort to increase South Africa's foothold in the world economic arena, the government passed some stringent pieces of legislation which, if ignored, could result in strict penalties or the loss of operational licenses. These laws ensure we protect our clients and stakeholders, foster good relationships with regulators, enhances our reputation, represent good business practice and contribute to good corporate governance.
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Suspect fraud? Do you know how we collect personal info? This and more here.


There are certain things we can't be held liable for. Find out what these are here.

    The use of our website and the communication tools available on our website, is subject to you accepting and complying with certain terms and conditions. By making use of our website and communication tools, you agree and accept such terms and conditions.

    Without limiting the generality of the aforesaid, the information provided on this website is intended to provide you, the user, with objective information about Old Mutual’s financial products and services. The information is not intended to constitute a recommendation, guidance or proposal in regard to the suitability of any product in respect of any financial need you may have. Calculations made/obtained by means of the calculators, planning tools or other facilities made available on this website are for illustrative purposes only and, unless the contrary is specifically stated, are subject to written confirmation by Old Mutual at the time of concluding a transaction.

    While every effort has been made to ensure the accuracy of information contained on this website, Old Mutual Life Assurance Company (South Africa) Limited and its directors, officers and employees provide no representation or warranty, express or implied, regarding the accuracy, completeness or correctness of information contained in this website and in particular in no way warrants that this website, the content provided or information contained therein will be error-free or that it will meet any particular criteria of accuracy, completeness or reliability of information, performance or quality.

    Old Mutual Life Assurance Company (South Africa) Limited and its directors, officers and employees shall not be responsible and disclaims any liability for, any loss, damage (whether direct, indirect, special or consequential) and/or expense of any nature whatsoever, which may be suffered as a result of or which may be attributable, directly or indirectly, to the use of, or reliance upon any information, links or service provided through this website.

    Although Old Mutual Life Assurance Company (South Africa) Limited has taken reasonable steps to ensure the integrity of this website, including the content provided and the information contained therein, no warranty of any kind, expressed or implied, is made regarding the aforesaid. Any warranty implied by law is excluded except to the extent that such exclusion would be unlawful.

    Old Mutual Life Assurance Company (South Africa) Limited further reserves the right to suspend, terminate or modify the website and the communication tools available on / in it without notice.

    This e-mail, its contents and any file attachments transmitted with it are intended solely for the addressee(s) and may contain confidential information. Access by anyone else without the express written permission of the sender is unauthorised. If you have received this e-mail in error you may not copy, distribute or use the contents, attachments or information in any way. Please destroy it and contact the sender.

    The e-mail addresses of Old Mutual’s e-mail users that appear on this e-mail may not be used or sold or otherwise made available to others for marketing purposes. E-mail transmissions cannot be guaranteed to be secure or error-free and Old Mutual, therefore, does not accept liability for any errors or omissions in the contents of this message nor for any loss or damage caused as a result of the e-mail being intercepted or the recipient being infected with any virus or other malicious code.

    Old Mutual does not endorse any opinions, conclusions, data or other information contained in this e-mail which is unrelated to the official business of Old Mutual and furthermore accepts no liability in respect of the unauthorised use of its e-mail facility or the sending of e-mail communications for other than strictly business purposes.

    Please note that Old Mutual reserves the right to access, block, monitor and intercept e-mail addressed to users in Old Mutual in accordance with Old Mutual’s e-mail policy.