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The information may also contain the personal views and opinions of the author, which are not necessarily the views and opinions of Old Mutual Insure. Old Mutual Insure accepts no liability for any claim, loss or damage of whatsoever nature arising out of the knowledge of or reliance on or use of such information by anyone, regardless of whether such information is or is not the personal view or opinion of the author of this message. Old Mutual Insure will not be held liable for any damage, data corruption, harm or loss occurring from malicious software code or viruses which may be found in this email message or its attachments.

Old Mutual Insure reserves the right to monitor, intercept, access, and block e-mail addressed to anyone within Old Mutual Insure. Any actions or disputes arising from this email message or attachments shall be governed by the laws of the Republic of South Africa. By receiving, reading or acting upon this email or attachments you consent to the jurisdiction of the courts of the Republic of South Africa in respect of all disputes. Any monetary claims will only be in South African rands. Unless stated otherwise, nothing in this email or any attachments will be deemed to be an offer, warranty or representation by Old Mutual Insure. Only duly authorised staff having the necessary authority are able to bind Old Mutual Insure contractually.

E-mail messages and attachments will be deemed to have been received by Old Mutual Insure once there has been an acknowledgement of receipt. E-mail messages and attachments will be deemed to have been sent by Old Mutual Insure once accepted and shown as transferred on Old Mutual Insure’s e-mail server. This e-mail is also subject to further Terms and Conditions found in the Disclaimer and the Privacy Policy.

Old Mutual Insure Limited Reg. No. 1970/006619/06.

ADDRESS:Wanooka PlaceSt Andrews RoadParktownJohannesburg2193P O Box 1120Johannesburg2000

Tel: 011-374 9111Fax: 011-374 2652

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