Make sure your business
keeps running
Even when you're out of action.

What is Business Expenses insurance?

Old Mutual Protect Business Expenses Cover pays a monthly tax-free amount from R6 000 to R250 000 if you, a business partner or key person becomes disabled or impaired. It can be used to pay for business expenses such as rent, electricity, water or equipment leasing fees. Why is this important? Because if anything should happen to you or a key person in your business, the running costs will need to be covered.
What are the benefits?
  • Pays up to 24 monthly payments if, because of an illness or injury, a business partner or key person is temporarily, partially or permanently:
    - disabled and can’t work or
    - impaired or
    - can’t take care of yourself
  • Pays the full or a percentage of the cover amount depending on how serious the disability or impairment is
  • Pays up to three monthly payments for certain fractures
  • We’ll double your increasing cover pattern for up to five years while you’re receiving monthly payments for a disability or impairment if you’re younger than 34 and work in certain professional occupations
Two business women
Why choose Old Mutual's Business Expenses insurance?Because while it's designed for people, it's built for you.
Learn more about Old Mutual's Business Expenses insuranceIf you'd like to learn more please download our informative brochure.Our business protection offering

A great range of products to protect your business and your people

Need to know more about Old Mutual's Business Expenses insurance?

Take a look at some of the frequently asked questions below.

    This product is available from your financial adviser. If you don't have an adviser please call us on 0860 60 60 60 or find an adviser here.

    Cover starts up to 30 days before the first premium is payable.

    • If the premium payer stops paying premiums the cover stops. It's important to get in touch with an adviser before this happens so that he or she can assist with possible solutions.
    • As this product is not an investment if you cancel it, you won't receive any money.
    • Choose when the monthly payment should start (seven days, one or three months) after a business person or key person becomes disabled or impaired.