Insurance for
medical practitioners
We provide business insurance
for doctors and other medical practitioners.

Why protect your medical practice?

Medisure is a comprehensive non-life business insurance policy designed exclusively for General Practitioners, Physiotherapists, Reflexologists and Chiropractors. Medisure also offers cover regarding drugs, pharmaceutical stock, the doctor’s bag and its contents and many others.
What's in it for you?

The package is made up of various covers including:

  • Office Contents - Loss or damage to contents of the office, including theft cover for drugs, normal pharmaceutical stock and loss of documents including photographic material used for x-rays. You can also get cover for a reduction in revenue following material damage
  • Optional Cover - In addition, there is an option to incorporate additional sections (including extended cover to the Office Contents section of the package) at competitive premiums
  • Fire Damage - To property as a result of fire, storm, explosion and other insured events
  • Group Personal Accident - Accidental death, bodily injury and disablement of employees based on fixed benefits
  • Electrical Equipment - Loss or damage to electronic equipment
  • Motor - Loss or damage to motor vehicles
  • Theft - Loss or damage as a result of theft or any attempt threat
  • Stated Benefits - Accidental death, bodily injury and disablement of employees based on earnings
  • Accidental Damage - Accidental loss or damage to property (not otherwise insured or for which insurance is available)
  • Umbrella Liability - For small and medium commercial enterprises below a certain premium

For your convenience, medisure has the facility to allow for the inclusion of personal insurance.

An older patient visits a doctor at his private clinic.
What kind of medical practitioners do we cover?

We cover a variety of medical practitioners such as the ones below:

Medical Professionals
  • General Practitioners, Physiotherapists and Dieticians
  • Psychologist
  • Chiropractors, Biokinetics, Occupational Therapists
  • Speech Therapists and Audiologists
  • Social Workers
  • Paramedic Services and Nursing services
  • Prosthetics
  • Radiology
  • Specialists
A female doctor works on a laptop at her desk in her private practice.
Optometrist
  • Optometrists
  • Optometric Hospitals and Clinics
An optometrist does a check of his equipment at his practice.
Dentist
  • Orthodontics
  • Prosthodontist
  • Periodontist
  • Endodontist
  • Oral Hygienist
A dentist wearing a white coat and blue shirt sits in the room where he treats patients.
Pharmacy
  • Pharmacists
  • Pharmaceutical Warehouses
A pharmacist takes medication off the shelf at the pharmacy she owns and runs.
Why choose our business insurance?
GET IN TOUCH WITH USNeed insurance for your business today? Find out more about our cover options and premiums, or request a quote.Find out more about what we offer

Below you can learn more about the insurance options we have for medical practitioners.

    Dentisure is a comprehensive short-term insurance policy designed exclusively for the modern dentist. Dentisure offers specialist cover, including precious and semi-precious metals, the dentist’s chair unit, an x-ray machine cover and many more.

    The package is made up of various covers including:

    • Office contents cover loss or damage to contents of the office, including theft cover for drugs, normal pharmaceutical stock and loss of documents including photographic material used for x-rays.
    • Business interruption covers a reduction in turnover following material damage.
    • Accounts receivable cover the loss sustained as a result of an accident or misfortune to the insured’s business books or records.
    • Public liability covers the legal liability arising out of accidental death due to bodily injury to others, or damage to the property of others. Cover includes indemnity for damages, costs, fees and expenses, but excludes cover for products and dispensing risks. Claims arising out of medical malpractice or professional negligence are excluded.
    • Theft cover for loss or damage as a result of theft or any attempted threat.
    • Money cover for loss of money in transit to and from the bank, and at the insured’s premises including damage to safes and tills, including the personal accident assault extension.
    • Glass cover for loss or damage to the fixed internal and external glass.
    • Fidelity guarantees direct cover for financial loss suffered as a result of fraud or dishonesty of employees.
    • Employer's liability for legal liability arising out of occupational death or injury of employees.
    • Goods in transit cover loss or damage to goods being transported by road, rail or air.
    • Business all risks cover accidental loss or damage to the medical bag and contents, office machinery, office equipment and the examination bed.
    • Accidental damage for accidental loss or damage to property (not otherwise insured or for which insurance is available).

    For your convenience, dentisure has the facility to allow for the inclusion of personal insurance.

    To facilitate the swift processing of claims, your dentisure policy includes:

    FAST TRACK CLAIMS HANDLING For non-motor claims within certain limits and where the loss event is clear and simple.

    Get an all-in-one comprehensive business insurance solution today. Complete the CALL ME BACK form above and we will call you back.

    Pharmacyscheme is a comprehensive short-term insurance policy that includes specialist liability cover designed exclusively for the retail pharmacy and is supported by the Pharmaceutical Society of South Africa. The liability insurance of R5 million provides cover for dispensing, professional advice, and treatment to patients.

    The package is made up of various covers including:

    • Fire damage to property as a result of fire, storm, explosion and other insured events.
    • Business interruption cover for a reduction in turnover following material damage.
    • Money insurance for loss of money in transit to and from the bank, and at the insured’s premises including damage to safes and tills, including the personal accident assault extension.
    • Public liability for the legal liability arising out of accidental death due to bodily injury to others, or damage to the property of others. Cover includes indemnity for damages, costs, fees, and expenses. Claims arising out of medical malpractice or professional negligence are excluded.
    • Employer’s liability and legal liability arising out of occupational death or injury of employees.
    • Goods in transit cover loss or damage to goods being transported by road, rail or air.
    • Fidelity guaranteed for direct financial loss suffered as a result of the fraud or dishonesty of employees.
    • Glass loss or damage to fixed internal and external glass.

    For your convenience, pharmacyscheme has the facility to allow for the inclusion of personal insurance.

    To facilitate the swift processing of claims, your pharmacyscheme policy includes:

    FAST TRACK CLAIMS HANDLING for non-motor claims within certain limits and where the loss event is clear and simple.

    Get an all-in-one comprehensive business insurance solution today. Complete the CALL ME BACK form above and we will call you back.

    At Old Mutual Insure, we believe that you should always have a positive claims experience. We aim for a speedy turnaround time and want the process to be as easy and stress-free for you as possible.

    If you need to register a claim, you can do so by any of the following means:

    • Call us directly on 0860 24 7 365 and a consultant will guide you through the process
    • You can also submit a claim by contacting your broker directly
    • Visit our main claims page

    Need insurance for your business today? Find out more about our cover options and premiums or request a quote.

Call Us: Brokers & Advisers 0860 63 73 73 / Direct Customers 0860 22 55 63