Your policy can be customised to include:

• Fire, lightning, storm and explosion
• Covers buildings, rent, contents, machinery and stock
• Business interruption covers damage that is accepted under the fire section
• Fidelity cover for acts of dishonesty where employees defraud the insured
• Theft cover for contents, machinery or stock up to a stated amount
• Money cover for cash on hand up to certain amounts, and cash that is stolen while being taken to or collected from a bank
• Personal accident cover for all insured staff injured
• Motor cover for damage caused to company vehicles (includes elements of Liability and Third Party Cover)
• Liability cover for costs incurred as a result of an accident for which the insured is held responsible and is legally liable