Get insurance
for your restaurantWe offer tailored business insurance
for restaurant owners.

Why protect your business with us?

We offer comprehensive cover that is tailored to your specific business needs under one policy. Multisure is a flexible business insurance solution that can be tailored to cover the needs of those in the restaurant business, from fine dining experiences to bakeries, fast food kiosks, bars, and more.
What's in it for you?

Your policy can be customised to include:

  • Fire, lightning, storm and explosion
  • Covers buildings, rent, contents, machinery and stock
  • Business interruption covers damage that is accepted under the fire section
  • Fidelity cover for acts of dishonesty where employees defraud the insured
  • Theft cover for contents, machinery or stock up to a stated amount
  • Money cover for cash on hand up to certain amounts, and cash that is stolen while being taken to or collected from a bank
  • Personal accident cover for all insured staff injured
  • Motor cover for damage caused to company vehicles (includes elements of Liability and Third Party Cover)
  • Liability cover for costs incurred as a result of an accident for which the insured is held responsible and is legally liable
A restaurant entrepreneur in her busy kitchen.What kind of restaurants do we cover?

We cover a variety of restaurants such as the ones below:

Restaurants & Cafés
  • Restaurants
  • Fine dining experiences
  • Cafés
  • Franchised restaurants
  • Coffee shops

*Primarily sit-down restaurants

A barista wearing a cream-coloured apron prepares coffee at a café. Fast Food
  • Drive throughs
  • Fast food kiosks
  • Franchised fast food

*Primarily takeaway restaurants

A customer buys a drink from a fast truck in South AfricaBakeries & Confectionary
  • Bakeries
  • Confectionaries
A baker with her own business stands in front of displays of fresh baked bread. Pubs & Bars
  • Pubs
  • Bars
The owner of a bar prepares drinks for a group of customers.
Why choose our business insurance?
GET IN TOUCH WITH US

Need insurance for your business today? Find out more about our cover options and premiums, or request a quote.

    At Old Mutual Insure, we believe that you should always have a positive claims experience. We aim for a speedy turnaround time and want the process to be as easy and stress-free for you as possible.

    If you need to register a claim, you can do so by any of the following means:

    • Call us directly on 0860 24 7 365 and a consultant will guide you through the process
    • You can also submit a claim by contacting your broker directly
    • Visit our main claims page

    Need insurance for your business today? Find out more about our cover options and premiums or request a quote.

Call Us: Brokers & Advisers 0860 63 73 73 / Direct Customers 0860 22 55 63