Business insurance
for retailers
Cover your retail store against
the unexpected or challenges.

You can get cover to suit your unique business needs.

Multisure is a flexible business insurance solution designed especially for different businesses ranging from supermarkets to clothing, electronics, furniture, décor stores and more.
What's in it for you?

Your policy can be customised to include:

  • Fire, lightning, storm and explosion

  • Covers buildings, rent, contents, machinery and stock

  • Business interruption covers damage that is accepted under the fire section

  • Fidelity cover for acts of dishonesty where employees defraud the insured

  • Theft cover for contents, machinery or stock up to a stated amount

  • Money cover for cash on hand up to certain amounts, and cash that is stolen while being taken to or collected from a bank

  • Personal accident cover for all insured staff injured

  • Motor cover for damage caused to company vehicles (includes elements of Liability and Third Party Cover)

  • Liability cover for costs incurred as a result of an accident for which the insured is held responsible and is legally liable

Protect what built you.

A business owner switches the sign to “open” in the window of their retail store.
What kind of retailers do we cover?

We cover a variety of retailers such as the ones below:

Electronics & Cellular, Audio Visual
  • Electronics
  • Cellular
  • Audio Visual
A retail store selling mobile devices like cellphones, tablets, and accessories.
Supermarkets
  • General Dealer
  • Fresh Produce
  • Liquor Stores
A business owner stands in front of rows of stock at his grocery store.
Do It Yourself Stores
  • Paint & Hardware
  • Nursery
  • Automotive
An employee at a hardware supply store that caters to DIY specialists.
Motor Dealers
  • Motor dealers
A motor dealership owner hands over the keys to a vehicle he just sold.
Clothing & Apparel
  • Fashion
  • Clothing Boutiques
An entrepreneur stands in the store where her business sells clothing.
Home Décor & Furniture
  • Furniture Stores
  • Interior design and decor
A male business owner wearing a blue shirt welcomes customers to his furniture store.
Fast Moving Consumer Goods
  • Cleaning Products
  • Cosmetics & Toiletries Products
  • Office Supplies
Boxes packed with fresh cauliflower heads ready to be packed into shelves at a supermarket
Why choose our business insurance?
GET IN TOUCH WITH US

Need insurance for your business today? Find out more about our cover options and premiums, or request a quote.

    At Old Mutual Insure, we believe that you should always have a positive claims experience. We aim for a speedy turnaround time and want the process to be as easy and stress-free for you as possible.

    If you need to register a claim, you can do so by any of the following means:

    • Call us directly on 0860 24 7 365 and a consultant will guide you through the process
    • You can also submit a claim by contacting your broker directly
    • Visit our main claims page

    Need insurance for your business today? Find out more about our cover options and premiums or request a quote.