Old Mutual Alternative Risk Transfer Insure Limited (OMART Insure)World-class Cell Captive solutions tailored to affinity businesses,
underwriting managing agents, and forward-thinking start-ups in
Insuretech and Fintech companies.

Cell Captive Solutions

Cell Captive solutions function as segregated entities dedicated to managing insurance risks. There are two main types: First party cell captives handle the cell owner’s operational risks, while third-party cell captives manage insurance products covering the risk faced by the cell owner’s customers.

Old Mutual Alternative Risk Transfer Insure Limited (OMART Insure) provides world-class cell captive solutions to affinity businesses, underwriting managing agents including innovative start-ups in Insurtech and Fintech companies. Through our cell captive solutions, these entities can build self-insurance capabilities and distribute niche insurance products to a captive client base. OMART Insure follows a multi-disciplined approach to manage risk, giving clients access to a full range of conventional and risk financing products.

Contact us at omartinsure@omartinsure.co.za or click here to learn more.
What advantages does a Cell Captive Solution offer?

We understand that every company has distinct requirements, and we take pride in our flexibility to customise solutions for our clients for mutual benefit and value. Through our services and solutions, companies that opt for a cell captive solution can enjoy the following benefits:

  • Reduction in the total cost of insurance risk through the use of first party facilities and/or
  • Diversification of income through expanding products to their current and future client base and attracting new clients through third party facilities
  • Management of capital reserves, capacity building, and cash flows through the risk financing program
  • For start–ups, access to knowledge and resources to assist in growing their business
  • Compliance, risk management, governance, and insurance expertise support and oversight
Three professionals sitting in a boardroom having a discussionWhat additional support services do we provide?

Investment strategy

Through our collaboration with Old Mutual Investment Group (OMIG), OMART Insure offers clients a bespoke portfolio of products at competitive rates.

Underwriting strategy

We collaborate with clients to develop an underwriting model that aligns with their risk management goals effectively.

Product development

We offer assistance in pricing and developing products tailored to specific risk appetites.

Actuarial support

We provide regulatory modelling and support in optimising capital for enhanced efficiency.

An insurance professional drawing a solution on paper at his desk.Why opt for Risk Financing Insurance Solutions?

Our team boasts a highly skilled and diverse group with extensive expertise. Committed to service excellence, we prioritise delivering top-notch solutions. Backed by our adept Support Service Team specializing in Finance, Compliance, Actuarial, Reinsurance and Risk Management, we ensure comprehensive support. Typically, our time to market ranges from 2 to 3 months, depending upon clients' specific operational needs and complexity.

When partnering with OMART Insure, we take a deep interest in our clients' success. Whether it's sourcing suppliers or providing access to additional markets through our expansive network within the Old Mutual Group, we actively facilitate and support growth on a mutually beneficial basis.

A man and woman sitting in a boardroom having discussion.More about OMART Insure Risk Cell Captives / Financing InsuranceContact us at omartinsure@omartinsure.co.za

    Should your policy be underwritten by Old Mutual Alternative Risk Transfer Insure Limited (OMART Insure) and you are unable to get hold of your UMA, Broker, or Retail Partner, please send your queries to claims@omartinsure.co.za.


    Old Mutual Alternative Risk Transfer Insure limited, Registration no: 1966/10741/06. An authorised Financial Services Provider (49551) and licensed Non-Life Insurer.

    Physical Address: Old Mutual Insure, Wanooka Place, St Andrews Rd, Parktown.

    The information contained here is provided as general information and does not constitute advice or an offer by OMART Insure. Every effort has been made to ensure the provision of information regarding these financial products meets the statutory and regulatory requirements. However, should you become aware of any breach of such statutory and regulatory requirements, please address the matter in writing to our Compliance Officer: compliance@omartinsure.co.za

    Read the Old Mutual Insure Privacy Notice as adopted by OMART Insure.

    Read the Old Mutual Insure Conflict of Interest Policy as adopted by OMART Insure.

    Read the Complaints Management Policy as adopted by OMART Insure.