Get ahead of lifeWith Old Mutual Funeral insurance and
Old Mutual Life insurance.

Protect yourself and your loved ones with both Funeral and Life insurance.

Tailor-made solutions just for you

Old Mutual Personal Cover offers you insurance that is flexible, modular, and can be tailor-made to suit your unique needs. To make life simpler, you also have the freedom to make changes as your needs change. Scroll down to learn more about our Life and Funeral insurance offerings.

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Funeral vs Life insurance

Funeral insurance can be used towards the actual funeral expenses, like the coffin, tent, food and catering, transport, venue hire, and the tombstone.

Life insurance helps to provide for your loved ones long after the funeral where the money can go towards necessities like education, housing, paying off debt, and living expenses.

What’s the difference?

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Life insurance

Our flexible Life insurance changes as your life does. With Old Mutual, you can get up to R3 million life cover even without any medical tests*.

At an extra cost, you can add Premium Protection which allows your cover to continue even if you die, become disabled or impaired, or are retrenched. You can also add the option of paying your premiums only to retirement and still enjoy the cover.


A woman looks up information about life insurance on a laptop while spending time with her son.
Funeral insurance

Have peace of mind knowing that your funeral expenses will be taken care of in the unfortunate event of your passing. Old Mutual’s Funeral insurance covers up to 22 family members and an unlimited number of dependent children.

It's flexibility allows you to add on the Double Accidental Benefit which pays double the cover amount if the insured person dies due to an accident. The Funeral Paid-up Benefit, which ensures you no longer pay premiums, continues if you become disabled, turn 64, or die, can all be added at an extra cost.

There’s also the Monthly Grocery and Education Benefit to provide 12 equal monthly installments towards day-to-day expenses.

Parents covered by funeral insurance have fun cooking with their kids in their kitchen at home.
Get in touch with us today!
Get ahead of life when you get both Funeral and Life insurance.

*Old Mutual reserves the right to request medical tests and reports if necessary. For more information and Ts & Cs, visit https://www.oldmutual.co.za/funeral/ and https://www.oldmutual.co.za/life/.