Pension GuaranteedOffers you a guaranteed monthly income and the
opportunity to participate in profits via an annual increase.

What is Old Mutual Pensions OptiPlus?

The Old Mutual Pensions OptiPlus is a secure retirement with a pension payable for life. It comes with increases that offset the effects of inflation and can never decrease; and underlying assets managed by the local market leader in annuities. Old Mutual guarantees to pay the current pension for the rest of your lifetime, or as stated in your benefit certificate or contract. Please note that this product is no longer open to new business for Trustees.
What's in it for you?
  • Your future increases will never be negative and once an increase has been granted (and your pension has been increased), it is added to the guaranteed income and can never be taken away.
  • Your pension savings are invested in a balanced portfolio consisting of growth assets and secure, long-term fixed-interest investments, so your income is secure and you may expect regular pension increases.
Woman seen sewingHow does Old Mutual Pension OptiPlus work?
  • Your pension is backed by the considerable financial strength and reputation of Old Mutual, providing security and peace of mind.
  • The administration of your pension is managed by the largest annuity administration business in South Africa and you get a single point of service that deals with all your annuity-related queries.
Pensions OptiPlusABOUT ANNUITIES FOR TRUSTEES
As a trustee, you’re not just responsible for overseeing your members’ retirement fund, you also have a duty to help them make the right decision about where to invest their benefit.Product-related information

If you are a pensioner invested in Old Mutual Annuity solutions - or you simply want to find out more about it then read the documents below.