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What are Retirement Fund Investments?
A selection of investment portfolios that deliver targeted returns while managing risk and significantly reducing volatility. It offers diversified portfolios of local and global assets, including significant exposure to private market assets such as private equity and infrastructure investments.
A range of at retirement investments designed to deliver a consistent life time pension income with reliable capital growth and protection. As a leading provider of at-retirement investments solutions Old Mutual is trusted by thousands of South Africans to deliver the reliable pension income they need to enjoy the lives they desire once they retire.
Old Mutual Corporate Consultants offers comprehensive Post Retirement Medical Aid (PRMA) solutions that help you effectively manage and reduce your risk exposure to this type of benefit.
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Smoothing is a proven process used by Old Mutual to deliver long-term returns to investors in a predictable and stable way, thereby protecting them from the short-term volatility and uncertainty that can often characterise direct investment in equity markets.
To deliver these stable, or ‘smooth’ returns over time, the smoothing approach delivers investment returns in the form of annual bonuses. While these bonuses typically offer a similar return to the underlying portfolio’s investments over time, they allow for some of these returns to be set aside as a reserve during periods of outperformance, and then used to offset any poor returns during challenging economic times or market downturns.
An annuity is the regular income you receive during your retirement years. The annuity is provided through products which then pay the regular income.
The Old Mutual Fund Select Annuity is a with-profit annuity, which means it aims to provide you with increases that keep pace with inflation over the long term. There may, however, be periods where low or zero increases are declared. With the Old Mutual Max Income Living Annuity you have the option to review your drawdown rate, which directly impacts the income you receive (and also affects the amount of capital remaining in your living annuity). You will receive an option letter to review your drawdown rate 3 months before the anniversary of your annuity every year.