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    Smoothed Bonus PortfoliosWith growth options from Conservative to
    Aggressive Portfolios you are guaranteed to
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What are the Old Mutual Smoothed Bonus Portfolios?

A Smoothed Bonus portfolio that targets returns in excess of inflation over the long term. But the best part? It significantly reduces the volatility associated with market-linked investments.  With varying growth options that range between 60% & 80% of the portfolio allocated towards growth assets to achieve meaningful returns in the long run.

The Smoothed Bonus portfolios have four guarantee options specially designed to your specific risk-return profile where benefits are paid out through four products, namely Retirement Annuities, Preservation Funds, Living Annuities and Investment Plan (LIFE).

So what’s in it for you?

The long-term investment growth with significantly reduced volatility.

Sounds too simple? That’s the point. You also get:

  • Peace of mind because of Smoothed Returns
  • Bonuses declared monthly in advance
  • A portion of your investment is guaranteed
  • More stability through a diversified investment portfolio

Old Mutual Absolute Growth Portfolios

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Stay informed with quarterly investment performance reports by our investment consultants.

Useful Documents to readA business man and woman walking in a wood decorated passagewayKey characteristics of Smoothed Bonus Portfolios

We’ve identified key areas that cover the strategic and operational activities of the fund.

Smoothed Bonus Portfolios are safe and less volatile because of their distribution of investment returns by way of smoothed bonusses.  They have two investment mandates, ranging from aggressive to conservative, that focus on growth assets such as local and global equity, alternatives and property.

They also give you the choice of four guarantee levels applying to your fund value according to the risk-level you are comfortable with.  Their formula-driven returns provide:

  • Absolute Growth Portfolios (AGP) returns are formula-driven, linked to CPI targets and declared monthly in advance. It offers a long-term return target of CPI + 5.5% or CPI + 6% (depending on your guarantee-level).
  • Core Growth Portfolios (CGP) returns are also formula-driven, linked to CPI targets and declared monthly in advance. It offers a long-term return target of CPI + 2.5% or CPI + 3.5% (depending on your guarantee-level).
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The Old Mutual smoothed bonus funds include the following portfolios:

  • Old Mutual Absolute Growth Portfolios
  • Old Mutual CoreGrowth Portfolios
  • Old Mutual Guaranteed Fund

They target returns in excess of inflation over the long term, while significantly reducing the volatility associated with market-linked investments. 

The funds are available either through Old Mutual Wealth or as a MAX investment option.

Table with product optionsGet in touch

If you want to speak to a consultant about investing, then don't hesitate to email us at OMCorporateInvestments@oldmutual.com or corporateinvestments@oldmutual.com

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