Preserve your savingsCost-effective, easy to use preservation fund designed
to help employees preserve their retirement savings.

What is the Protektor Preservation Pension/Provident Fund?

The Protektor Preservation Pension/Provident Fund (Protektor) is a cost-effective, easy to use preservation fund designed to help employees, when leaving a place of employment, preserve their retirement savings to ensure that their retirement planning remains on track. It offers a pension fund and a provident fund preservation option, which makes it possible to transfer benefits tax free from an employer fund.
How does Protektor work?

When an employee leaves employment due to resignation, retirement, retrenchment or dismissal, the employee chooses to preserve their accumulated retirement fund savings in Protektor. The Fund in which the employee participated prior to leaving employment, transfers the employee accumulated retirement savings to Protektor and the savings are invested in the Old Mutual Absolute Stable Growth portfolio.

Two businesswomen in a meetingWhat's in it for you?
  • You keep your retirement plan on track. Preserving your accumulated savings in Protektor shows your commitment to your financial future.
  • The investment portfolio. As a Protektor member you will be invested in Old Mutual's market leading Absolute Stable Growth portfolio which is the Protektor Management Board's selected portfolio - that provides an 80% capital guarantee.
  • Access the latest Protektor Preservation Pension and Provident Funds Investment Policy Statement approved by the Management Board.
Woman sitting in a boardroomWhat happens when you reach retirement?

Protektor has made it easy and affordable for members approaching retirement age to make good at-retirement investment choices. The Protektor Annuity Strategy consists of two at-retirement compulsory annuities - Fund Select Annuity and Max Income Living Annuity.

Two people discussing business around a table.
Why choose Protektor?Know what's the next steps to take when you ready to retire.
NEED TO KNOW MORE?Find out all you need to know about Protektor.Want to know more about Protektor?

Need more information? Here we answer all your questions but if you need more info you can speak to a consultant, call 0860 38 88 73.

    • Indicate your intention to preserve your benefits to your HR representative at your employer, before you leave the company.
    • If you do not have an intermediary complete the application form and hand this to your HR representative.
    • If you have an intermediary, complete the application form with your intermediary and they will take responsibility for the transfer of your retirement benefit into Protektor on your behalf.

    As an Old Mutual Protektor member, you can choose to retire at any age after you have reached your 55th birthday. This doesn’t mean you have to also retire your job at that time - you will only be retiring from the fund if you want to do so. Find out more information on your benefits as a Protektor member here.

     

    Your retirement benefit is invested in Old Mutual’s market-leading Absolute Stable Growth Portfolio which is the Protektor Management Board’s selected investment portfolio. 

    Old Mutual Absolute Stable Growth Portfolio 

    Old Mutual Absolute Stable Growth Portfolio 2020

    The fund fact sheets are obtained from the respective fund managers and updates are dependent on the fund managers' timeous supply of the fund fact sheets.

    Monthly fund fact sheets are generally available the 2nd week following the applicable month-end.

    The investment performance report is obtained from the respective fund manager and updates are dependent on the fund manager's timeous supply of the investment performance report. The investment performance report is generally available 4 weeks after month-end and will not contain any benchmark figures.

    In order to sell our products, intermediaries/brokers must be in possession of a FAIS License and have a mandate, issued by Old Mutual Corporate Distribution. The mandate must indicate which products the intermediary/broker has been accredited.

    For more information about accreditation material and to arrange for an assessment, please contact Old Mutual. Download the Protektor New Business Quote.

    If you are a member:

    • Call 0860 38 88 73 for help making decisions
    • Call 0860 20 30 40 for service-related queries
    • Call 0860 INVEST (468 378) for financial advice

    For employers and intermediaries:

    • Call your Area Consultant for new investments, accreditation, or financial advice
    • Call 0860 00 90 07 for Payroll Data assistance
    • Call 0860 20 30 40 for service-related enquiries

    Or email our Corporate Sales Team

    Protektor Preservation Fund Member and Beneficiary Privacy Notice - explains how we obtain, use and disclose your personal information and aims to inform you of your rights and how to exercise them

    Protektor Pension Fund PAIA Manual – the manual contains information required to request access to Protektor Pension Fund records

    Protektor Provident Fund PAIA Manual – the manual contains information required to request access to Protektor Provident Fund records

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