What is Health Solutions?
Our suite of solutions include: health insurance, medical aid, gap cover, occupational health, executive wellness, onsite clinic management and an employee assistance programme. Value adds include access to our financial wellbeing programme including financial advice and tools, debt management and free wills.
Old Mutual Primary Care and Student Health Insurance provides access to affordable healthcare services and facilities through National HealthCare Group (NHG) networks – NHG Health Centres and a network of branded medical service professionals across South Africa. For more information call 021 417 3436 or email Health Solutions: omhealthsolutions@oldmutual.com
Old Mutual Health Solutions health insurance provides your employees with access to affordable healthcare services and includes:
- Comprehensive cover for day-to-day needs, accident and illness hospitalisation, and more!
- Choice – range of options to meet different needs
- Added benefits at no additional fee such as a personal health adviser providing telephonic counselling and consultation 24/7; pharmacy nurse
- Accidental death benefit
- A holistic wellbeing approach – attractive range of value adds
Old Mutual Health Insurance is underwritten and administered by GENRIC Insurance Company Limited, while healthcare services and facilities are provided through National HealthCare Group (NHG) networks – NHG Health Centres and a network of branded medical service professionals across South Africa.
This benefit is tailored to the needs of students, offering affordable options to help protect against unexpected healthcare costs. Exclusive for University Students
It includes benefits such as doctors’ visits, hospital stay, casualty, and preventative care. Having a student insurance ensures that you can access medical care you need without worrying about the financial burden.
Medical aid schemes provide comprehensive cover at a relatively higher monthly contribution and are governed by the Medical Schemes Act. They must adhere to regulatory requirements which include: indemnity based, not for profit, open enrolment and Prescribed Minimum Benefits (PMB).
By contrast, a health insurance product offers insurance cover at a relatively lower cost for basic, day-to-day expenses such as general practitioner (GP) visits and medication. Health insurance also adheres to the Short-term Insurance Act and the Insurance Act. These regulations are: indemnity based, for profit, group, and individual-focused underwriting.
Employees can have both health insurance and medical aid products but only for day-to-day cover; they can't have both if they opt for a benefit option providing hospital emergency cover or illness (they have to choose one or the other).
More about the health insurance network providers
Find out more about the networks by selecting the relevant link:
ConnectGap provides financial protection for unexpected medical expense shortfalls that may not be covered by your medical aid. These includes medical-related benefits like tariff shortfalls at 600%; standard co-payments/deductibles; sub-limits; consumables; penalty co-& oncology co-payments; dental reconstruction; casualty; stepdown facility; maternity booster.
Find out more by call us on 011 217 1969 or send us an email.
The benefit provides confidential counselling, support services, and resources to help employees address personal and work-related challenges, including mental health issues, stress management, and work-life balance.
For more information please call Old Mutual Health Solutions on 021 417 3436 or email us.
- Occupational health: Aiming to prevent illness and injury while promoting productivity and safety while at work. These include some of the following: pre-employment health screening; workplace safety and risk assessment; injury and illness management and more.
- Onsite clinic management: Bring quality healthcare directly to the workplace, making it easier for employees to access care, stay healthy, and remain productive. By providing convenient, professional medical support on-site, we help organisations foster a healthier workforce while reducing absenteeism and healthcare costs.
- Executive wellness: This provides access to a range of tests and assessments as well as experts such as doctors, nurses, pathologists, reflexologists, dieticians, and biokineticists. These are designed to ensure proactive management of any healthcare issues so leaders can stay resilient. Services include some of the following: cardiac and stroke risk profiling; pathology tests with same-day results; pulmonary (lung function) testing; fitness testing, and more!
Contact us for more information on any of the above services by sending us an email.
Here are some answers to your questions.
- Indemnity based
- Not for profit
- Open enrolment
- Prescribed Minimum Benefits (PMB)
- Indemnity based
- For profit
- Group and individual focused underwriting
Send us an email and we’ll be in touch.
Medical aid schemes provide comprehensive cover at a relatively higher monthly contribution. These schemes are governed by the Medical Schemes Act and adhere to a list of regulatory requirements. These are:
By contrast, a health insurance product offers insurance cover at a relatively lower cost for basic, day-to-day expenses such as general practitioner (GP) visits and medication. Health insurance also adheres to the Short-term Insurance Act and the Insurance Act. These regulations are:
Old Mutual Health Solutions is underwritten and administered by GENRIC Insurance Company Limited. This cover is not a medical aid scheme and does not provide the full suite of benefits provided by a medical aid scheme.
No. You can have one or the other.
You can:
Call Old Mutual Health Solutions on 011 217 1969
Or email omhealthsolutions@oldmutual.com
These products are only marketed by Old Mutual Life Assurance Company (SA) Limited, a licensed FSP and Life Insurer. Health Insurance: This product is underwritten and administered by GENRIC Insurance Company Limited, a licensed non-life insurer, an Authorised Financial Service Provider (FSP: 43638), and holds an exception for the products with the Council of Medical Schemes under the demarcation regulations. National Health Group (Pty) Ltd (2015/130345/07), a registered Managed Care Organisation (MCO110) and Administrator (ADMIN72), is contracted to provide administration and managed care services. Gap cover: This product is administered by Kaelo Risk (Pty) Ltd is an authorised financial services provider (FSP: 36931) and underwritten by GENRIC Insurance Company Limited (FSP: 43638). GENRIC is an Authorised Financial Services Provider and licensed non-life Insurer. These solutions are not medical schemes, and the cover provided is not the same as that of a medical scheme. These are not substitutes for a medical scheme membership. Premiums are subject to an annual review. Terms and Conditions apply.