Retirement-driven
Investment portfoliosElevating traditional lifestage
investing to a new level.

What are Old Mutual Retirement-driven Investment portfolios?

The Old Mutual Retirement-driven Investment (RDI) portfolios are actively managed, multi-asset class portfolios, which are designed to be used in a lifestaged, defined-contribution strategy. Lifestaged investment strategies invest in two portfolios, with the allocation to each based on where you are in your life and career.

When choosing investments, conventional portfolio management ignores the timing and pattern of cashflows from retirement fund contributions and retirement income withdrawals. The RDI strategy improves risk management by accounting for these cashflows explicitly when determining asset allocation for the portfolios. Powered by the Old Mutual Investment Group’s RDI Technology, the strategy is updated on an ongoing basis for new estimates of future salary levels, retirement fund contributions, inflation, investment returns and retirement income.
Three components of lifestaged investment strategies

Lifestaged investment strategies include three components:

  • a lifestaging glidepath (or allocation to the two portfolios)
  • a growth portfolio
  • a defensive portfolio

Each of these three components is specific to the other two when using the RDI strategy. For example, the lifestaging glidepath assumed is specific to the growth and defensive portfolios used (and would differ if other portfolios were used). All three components (including the lifestaging glidepath assumption) are updated on an ongoing basis; this differs from frameworks using a static lifestaging glidepath.

Next-generation Lifestaged Solutions

Retirement-driven Investments represent the Old Mutual Investment Group’s best investment view for defined contribution (DC) retirement funds using lifestaged solutions.

With competitive, transparent fees, RDI is designed to offer great value for money while being simple for trustees and members to understand. The range was designed specifically for compliance with Regulation 37 of the Pension Funds Act, more commonly known as the default portfolio regulation. The strategy offers enhanced environmental, social and governance benefits. RDI is managed by Old Mutual Investment Group, a black-owned investment manager committed to promoting diversity and inclusion. The portfolios offer investors diversification across multiple active equity strategies with different sources of alpha (or outperformance) as well as exposure to emerging markets and Africa.

Get in touch

Please contact an Old Mutual Corporate Consultant at CorporateSalesQueries@oldmutual.com

For any SuperFund, Preservation or Protektor members requiring  assistance, kindly contact:
Tel: 0860 20 30 40
Email: superfund@oldmutual.com

A woman sitting in her office gets in touch with Old Mutual Corporate’s Intermediary Consultants. WANT TO KNOW MORERead our brochure for more information on our retirement investment options.