What is SuperFund?

• For companies with five or more employees
• Easy to manage retirement and risk benefits
• Pre-packaged, no-fuss and cost-effective solution
• Customise your (employer) retirement fund contribution levels
• No medical check-ups for members (participating employees)

• Investment choice with trustee-designed retirement investment options
• Suited to medium- to large businesses
• Minimum total monthly contribution of R15 000 required
• Able to tailor your risk benefits for employees

• Fully customisable solution gives you hands-on involvement in formulating the retirement and risk benefits
• For businesses with R1bn in retirement fund assets
• Choose Old Mutual or any provider of your choice
• Get access to approved independent investment advisers

As an employer, it is very important that you make it easy for your employees to keep their retirement plans on track by preserving their retirement savings if their career paths change. Old Mutual SuperFund offers a number of excellent preservation solutions to offer your fund members.

SuperFund Preserver - Allows your employees to remain SuperFund members even if they no longer work for your business.

Protektor - Allows anyone who is a retirement fund member to keep their retirement savings invested and growing if they leave their job.

Deferred Retirement - Provides the option for retiring members who don't need to access their benefit to keep it invested, protected and growing until they're ready to access it.

SuperFund Solutions at Retirement offers three trustee-endorsed annuity options designed to meet the majority of retirement income needs and preferences of SuperFund members.

The annuities are:
Old Mutual Fund Select Annuity - a guaranteed annuity option that pays the pensioner a monthly income for the rest of their life.

Old Mutual Max Income - A living annuity that allows pensioners to choose which investment portfolio their retirement fund savings are invested into, and what percentage of their total invested amount will get paid to them as an income.

Old Mutual SuperFund Living Annuity - An in-fund living annuity that keeps members’ retirement savings invested in SuperFund during retirement and allows them to draw a regular income from the Fund as a percentage of their savings.

All SuperFund members have free access to a Retirement Benefits Counsellor (RBC) as they approach retirement age. The counsellor is not a financial adviser, but is mandated to give members advice on their retirement investment, preservation or deferment options.