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Keep your retirement plans on track when your career path changes.
We all know how important it is to have a savings plan in place for our retirement, but what happens to our retirement plans if our career paths change? Moving between jobs, or being retrenched or dismissed, usually means that the money you have saved up so far in your retirement fund becomes available to you.
If this happens, it’s vital to make good choices about what to do with that money. Taking it in cash means you have to start over with your pension savings – and it costs you a lot in tax. One of the best things you can do for your future is preserve your retirement benefit so that it keeps on growing for you to enjoy when you go on pension one day.
Old Mutual offers various solutions to help you keep your retirement plans on the right track:
For existing Old Mutual SuperFund Members
If you are a member of an Old Mutual SuperFund retirement fund and you leave your job, Preserver allows you to stay a SuperFund member for as long as you want. This means your retirement savings keep on growing and you keep on enjoying all the SuperFund choices and benefits you’re used to. Read more...
For anyone who wants to preserve their retirement benefit
This cost-effective, easy to use preservation fund is designed to allow anyone who is a retirement fund member to keep their retirement savings invested and growing if they leave their job. With a pension and provident fund option, anyone can transfer their retirement benefit into Protektor, tax-free. Read more...