Growth and Protection Investment Portfolios

As a trusted retirement partner to millions of South Africans, Old Mutual embraces its responsibility to both grow and protect the money entrusted to us by our customers.

The range of Old Mutual Guaranteed Investment Portfolios offer investors real returns while significantly reducing the volatility associated with market-linked investments, providing peace of mind – now and in the future.

Benefits of investing in Old Mutual Guaranteed Investment Portfolios

  • Access to world class investments: Old Mutual Guaranteed Investment Portfolios, partnering with the Old Mutual Investment Group, offer diversified portfolios of local and global assets, including significant exposure to private market assets such as private equity and infrastructure investments.
  • Smoothing: Smoothing turns unstable market returns into smoothed returns, protecting investors from the risk of volatile markets.
  • Guarantees:Various levels of guarantees on capital, contributions and declared bonuses are available to fulfill the needs of a range of risk-return profiles.

When you invest in any of our tried and trusted Old Mutual Guaranteed Investment Portfolios, you can be confident that your money is working hard to help you achieve your financial goals. Our offering allows you to tailor the level of growth and protection you need from your investment.

The Absolute Growth Portfolios are expertly managed and designed to give you all the benefits of inflation beating returns with significantly less of the volatility or downside risk that markets can bring.

The Absolute Growth Portfolios offer:

  • Inflation-beating investment returns: Approximately 80% of the portfolio is invested in growth assets such as equities, property and alternative assets.
  • Protection: Smoothing turns unstable market returns into smoothed returns, protecting investors from the risk of volatile markets.
  • Choice: Various levels of guarantees on capital, contributions and declared bonuses are available to fulfill the needs of a range of risk-return profiles.
  • Targeted outcomes: Absolute Growth Portfolios target explicit, inflation-linked returns over the long term (10 years and more). Growth objectives aren’t guaranteed, but are explicitly targeted by our fund managers.
  • Transparency: Returns are formula-driven, linked to CPI targets and declared monthly in advance.

Depending on your desired level of growth and protection, you can choose between the following portfolios:

  • Absolute Smoothed Growth: 50% guarantee on capital and bonuses, with a growth objective of CPI + 6.0%.
  • Absolute Stable Growth: 80% guarantee on capital and bonuses, with a growth objective of CPI + 5.5%.
  • Absolute Secure Growth: 100% guarantee on capital and bonuses with a growth objective of CPI + 3.5%.

Find out more about Old Mutual Absolute Growth Portfolios.

Old Mutual’s CoreGrowth Portfolios uses our proven smoothing methodology to target stable, inflation-beating returns over the long term while reducing the volatility often associated with market-linked investments.

The Old Mutual CoreGrowth Portfolios are designed to meet the needs of more conservative investors. The underlying asset portfolio has a moderate exposure to growth assets of approximately 60%.

Depending on your desired level of growth and protection, you can choose between the following portfolios:

  • CoreGrowth100: Offers a 100% guarantee on capital and bonuses
  • CoreGrowth 90: Offers a 90% guarantee on capital and bonuses

Find out more about Old Mutual CoreGrowth Portfolios.

While the Absolute Growth Portfolios and CoreGrowth Portfolios are Old Mutual’s flagship guaranteed investments, we also offer:

  • Old Mutual Guaranteed Fund: This partially vesting smoothed bonus portfolio offers a capital guarantee and low volatility while also targeting competitive returns. View the Old Mutual Guaranteed Fund Fact Sheet. Not open to new investors.

For more information on Old Mutual Guaranteed Fund, please speak to your Old Mutual adviser or representative or email us.

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