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Life and Funeral insurance aren’t just financial products - they’re part of a bigger plan to secure your family’s future. When you’re no longer there to support them, life insurance helps ensure that your children can still live the life you dreamed for them - one where they can finish school, attend university, and achieve their goals without financial barriers.
Pairing life insurance with our education savings calculators, can help you plan more holistically for your child’s future addressing financial protection as well as education goals in the event that you are no longer there to support them.
Speak to a financial adviser to see how these solutions work together to help you plan with confidence.
At Old Mutual, we believe in making tough times a little easier. With our funeral cover, you can have peace of mind knowing your funeral expenses are covered - for yourself, up to 22 family members, and unlimited dependent children, across our range of plans. Want extra protection? Add the Double Accidental Benefit, which pays double the cover amount if death is caused by an accident.
You can also add the Funeral Paid-up Benefit, ensuring premiums are covered if you become disabled, turn 64, or pass away. To help with everyday expenses, we offer the Monthly Grocery and/or Education Benefit, providing 12 equal monthly instalments for groceries and/or schooling. These optional benefits are added at an additional cost.
Protect your family’s future with a flexible, dependable plan.
Funeral cover can be used towards the actual funeral expenses, like the coffin, tent, food and catering, transport, venue hire, and the tombstone.
Life insurance helps to provide for your loved ones long after the funeral where the money can go towards necessities like education, housing, paying off debt, and living expenses.
With Old Mutual:
- Get up to R3 million life cover even without any medical tests*.
- Cover amounts above R3 million require medical checks — which may help lower your premiums if you are healthy.
- Our life insurance is flexible and adapts as your needs change.
*Old Mutual reserves the right to request medical tests and reports if necessary. For more information and Ts & Cs, visit https://www.oldmutual.co.za/funeral/ and https://www.oldmutual.co.za/life/.
Old Mutual Life insurance helps secure your family’s financial future — even in uncertain times. Choose between a lump sum benefit starting from R100 000 (ideal for settling a home loan), or a monthly payout starting from R3 000, to help cover living and education costs.
Let us help you build a plan tailored to your family's unique needs. Talk to a financial adviser today.
No one expects to become disabled — but when it happens, it can dramatically affect your family’s finances and emotional wellbeing. Whether your disability is temporary or permanent, losing the ability to earn an income can change everything.
Old Mutual Disability insurance offers:
- Cover from R100 000 to R6 million.
- Flexible options — choose between a lump sum or monthly payout.
- Cover that suits your lifestyle, budget, and goals.
Prepare for life’s unexpected moments. Let our financial advisers help you protect what matters most.
Severe illnesses can be unexpected. That’s why our Old Mutual Protect Severe illness insurance is here to support you when you need it most. With cover ranging from R100 000 up to R6 million, it helps you manage treatment costs, travel, and lifestyle adjustments — so you can focus on recovery, not bills.
Our financial advisers can guide you in customizing your cover to match your needs.
