Your goals,
our loansFix the urgent and fund the important.
With an Old Mutual Personal Loan,
you can have the money when you need it.
OM Bank is here!We see a different future for South Africans - where banking is designed for real life. This is banking on your terms. Be part of the change.OM Bank is here!We see a different future for South Africans. One where your bank is your ally, built on your terms. This is the new standard. Join the change. Join OM Bank. We’re on your side.

Our most popular products

Make your financial journey a smooth one, with products for every stop along the way.

Old Mutual Rewards

Get involved and get rewarded. As easy as that. 

  • Anyone can join for free - you don't need to be an Old Mutual customer
  • Earn Rewards points for making smart money moves
  • Redeem your points at over 50 partners
  • Convert points into money

Plus, if you’re an Old Mutual customer you can Win on Repeat: Over R3 million in prizes. Spend R30 twice weekly. Maintain your streak. Stand a chance to win monthly prizes and the Grand Prize worth R100 000 in Rewards points.

Terms and Conditions apply.

Get money smart

Up your financial game with these quick reads.

Take your finances to the next level

No matter who you are or where you're going, take advantage of our tools, resources, apps and rewards to master your money.

Old Mutual Will

Plan Ahead. Rest Easy.

Create a free will with Old Mutual today and leave your loved ones with a legacy.

A woman sits on a couch with her young child and they look at a smartphone together.Vault22

Vault22 - the rebranded 22seven budgeting app - is your personal financial fitness coach, guiding you towards a more secure and fulfilling financial life. With Vault22 you can:

  • See all your money in one place, understand your income, expenses, and net worth.
  • Enjoy personalised financial planning by getting tailored advice on budgeting, saving, and investing based on your unique goals and lifestyle.
  • Take control of your finances by managing and reducing debt effectively.
  • Explore diverse investment options and let our smart tools help you build your portfolio.

Identify your insurance needs and find the right cover to safeguard your future.

Get financially fit with Vault22

Mobile phone with Vault22 App on screenMake the most of your money

Whether you want to learn how to manage your money, plan for retirement or invest in property, there's a Moneyversity Course perfect for you.

  • Choose financial topics like retirement and investing in property
  • Browse Beginner, Intermediate and Advanced Courses
  • Become a money guru by completing courses


MoneyversityAccess your tax certificates

Did you know you can access your tax certificates without having to call our call centre? You can download your tax certificate by logging in to Secure Services (register here or log in here) or through the Old Mutual App. You can also send a request via Whatsapp. Simply add 0860 933 333 to your Whatsapp and saying "hi". Follow the prompts once you receive a response.

Don't have the Old Mutual app? Download it from your app store.

A graphic showing the Old Mutual App on a smartphoneOld Mutual App

Download our app and view your Old Mutual solutions in one place.

  • Visit the Apple App Store, Google Playstore (device dependent) or Huawei App Gallery
  • Search “Old Mutual” in the search bar
  • Click ‘Install’ once you have found Old Mutual
  • Register for a profile or login if you already have one 


Old Mutual App