Comprehensive Disability

Do you have a plan in place if you cannot earn an income because of a permanent injury or illness? Who will look after you and your family? If you need disability protection, you might want to consider protecting yourself with GREENLIGHT Comprehensive Disability Benefit.

How does it work?

It will pay you a lump sum if your illness or injury is permanent and you cannot do your job or normal day-to-day activities.

  • The amount of cover you can buy varies from R100 000 to R30 million.
  • You also have the choice to protect your income for your entire life (whole-life cover) or for a specific period (term cover).
  • The Comprehensive Disability (Own) Benefit offers protection if you cannot do your specific job, while our Comprehensive Disability Benefit protects you if you cannot do your job or any other reasonable job.

More reasons to choose GREENLIGHT Comprehensive Disability Benefit:

  • Offers protection if you cannot do your specific job (own option)
  • Covers severe permanent illnesses and injuries only.
  • Protects you when you cannot do normal day-to-day activities such as dressing, bathing or eating on your own.
  • It is available to HIV positive customers.

View the other GREENLIGHT products


Life Cover

Life insurance pays out a lump sum when you die. This type of long-term insurance is typically used to:

  • Cover debt and estate duty costs.
  • Cover funeral expenses
  • Generate an income for your family from the lump sum payable

Retrenchment & Illness Cover

Lifestyle Adjustment Cover helps you cover the unexpected costs of retrenchment, a life-changing severe illness or injury. Typically used to:

  • Replace your income for six months if retrenched
  • Cover unexpected expenses after suffering severe illness or injury

Future Needs Cover

Protects you against future uninsurability; the inability to pay premiums and save for emergencies. This type of insurance can be used to:

  • Buy lump sum cover in the future even if your health changes.
  • Continue premium payments
  • Meet a savings goal

Business Insurance

Business cover protects you, your business and key people in your business. Choose the cover you need:

  • Key man insurance covers people crucial to your business
  • Business overhead expense insurance covers monthly business overhead costs if you become occupationally or physically disabled.
  • Continue the business if owners become disabled or die