Physical Impairment Benefit

Have you ever considered what the financial impact may be on you and your family if you suffer a physical impairment? How will you pay for once-off lifestyle adjustment costs such as building wheelchair ramps for your home, rehabilitation or prosthesis costs? Your solution might be to protect yourself with GREENLIGHT Physical Impairment Benefit.

How does it work?

It will pay you a lump sum if you suffer any of the specified physical impairments.

The amount of cover you can buy varies from R100 000 to R4 million. You also have the choice to protect yourself for your entire life (whole-life cover) or for a specific period (term cover).

More reasons to choose GREENLIGHT Physical Impairment Benefit:

  • 100% payout of your cover amount as a lump sum for severe physical impairments.
  • 30% to 60% payout of your cover amount as a lump sum for less severe physical impairments.
  • It is available to HIV positive customers.

View the other GREENLIGHT products

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Life Cover

Life insurance pays out a lump sum when you die. This type of long-term insurance is typically used to:

  • Cover debt and estate duty costs.
  • Cover funeral expenses
  • Generate an income for your family from the lump sum payable
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Disability Cover

Earning Ability Cover pays out a lump sum or monthly income if you become physically or occupationally disabled. Can be used:

  • To cover monthly expenses
  • For temporary/full nursing care
  • To make adjustments to your home or vehicle
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Future Needs Cover

Protects you against future uninsurability; the inability to pay premiums and save for emergencies. This type of insurance can be used to:

  • Buy lump sum cover in the future even if your health changes.
  • Continue premium payments
  • Meet a savings goal
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Business Insurance

Business cover protects you, your business and key people in your business. Choose the cover you need:

  • Key man insurance covers people crucial to your business
  • Business overhead expense insurance covers monthly business overhead costs if you become occupationally or physically disabled.
  • Continue the business if owners become disabled or die
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