Investing for Income for a Term

Income for a Term is an option from Old Mutual Max Income-generating investment solutions, offering you a guaranteed income for a term of between 5 and 25 years for an investment lump sum of R10 000 or more.

Investing a Lump Sum for Income

This income investment solution is only available if your capital is derived from your own non-retirement funding investments/savings in South Africa. See the Max Income Retirement income solution for lump sum income investments from your retirement funds.

While investments that pay monthly income are the most popular choice in South Africa, you also benefit from flexible payment frequency and can choose to receive your income:

  • Annually
  • Bi-annually
  • Quarterly
  • Monthly

Investing for Income Options

There is a choice of three income options from which to choose.

  • Fixed Income Payments - you will receive the same amount at every payment date for the duration of the term.
  • Fixed Escalating Income Payments - your payments increase annually by a predetermined amount. This can vary from between 1% - 8%.
  • Inflation-linked Income Payments - your income payments increase annually in line with inflation.

You could also opt to receive an income for life with Max Income, and can structure your investment portfolio around the max income fund range that matches your objectives and appetite for risk.

Start investing for income today - invest via an adviser, call 0860 60 60 67, or submit the form on this page for a call back.