Retirement Annuity

Monthly investment minimum: R500
Lump sum minimum: R10 000
Ad hoc minimum: R1 000

If you want to grow your retirement capital, Old Mutual Unit Trusts Retirement Annuity Fund (OMUTRAF) is one of the most affordable retirement annuities in South Africa: you only pay for the unit trusts you choose; there are no additional fees and charges; and you can easily start investing online.

Flexible Retirement Annuity

As it is a unit trust-linked investment plan you can tailor your investment portfolio to suit your specific retirement planning needs, save money as often as you like with monthly investment ands and/or lump sum deposits, and benefit from the ability to switch between unit trusts to restructure your portfolio as your investor profile changes. Access to our Classic Investment Collection of unit trusts as well as our range of over 40 unit trusts enables you to diversify your investment across regions, sectors and economies. The Old Mutual Unit Trusts Retirement Annuity is a tax-efficient way to save money prior to your retirement.

Retirement Annuity Tax

Old Mutual Unit Trusts Retirement Annuity contributions are tax-deductible, within legislative limits, and any capital appreciation in the value of your units is currently tax free. You may not access your investment until you retire.

Please read the Retirement Annuity fact sheet for details on the tax benefits as well as the other features and benefits of this very attractive retirement investment.

Best of all, you can manage your investment portfolio online, 24/7, by registering for our secure services.

FORM (PDF) | INVEST ONLINE | INVESTRIGHT CALCULATOR 

 

INVEST NOW for your retirement - simply start saving for retirement online or download the application form, get a call back, call 0860 234 234 or speak to you financial adviser about investing in unit trust-based retirement annuities.