Retirement Annuity

We are streamlining our investment offering by consolidating similar retirement funds. As such, clients in this Old Mutual Unit Trusts Retirement Fund will automatically be moved to the Wealth equivalent Fund in August 2019 and no action is required from you. Your unit trust fund and classes will remain as is, and fees will not change. Please note:  This fund is being capped to new business from 26 July 2019.

Monthly investment minimum: R500
Lump sum minimum: R10 000
Ad hoc minimum: R1 000

If you want to grow your retirement capital, Old Mutual Unit Trusts Retirement Annuity Fund (OMUTRAF) is one of the most affordable retirement annuities in South Africa: you only pay for the unit trusts you choose; there are no additional fees and charges; and you can easily start investing online.

Features and Benefits

  • Save money as often as you want. You can invest a lump sum, make regular payments on a monthly basis, make ad hoc payments or opt for all three, with no penalties.
  • Access to the full range of Old Mutual’s best performing unit trust funds.
  • Tailor your investment portfolio to suit your specific retirement needs.
  • Access your portfolio 24/7 in our secure online environment, where you can manage your unit trust investment at any time.
  • Switch between unit trusts to restructure your portfolio as your investor profile changes.
  • Retirement annuity contributions are tax deductible.
  • Any capital appreciation in the value of your units is currently tax free*.
  • Option to invest online or through your adviser or broker.

Options at Retirement

*Retirement Annuity Tax

Old Mutual Unit Trusts Retirement Annuity contributions are tax-deductible, within legislative limits, and any capital appreciation in the value of your units is currently tax free. You may not access your investment until you retire.

Please read the Retirement Annuity fact sheet for details on the tax benefits as well as the other features and benefits of this very attractive retirement investment.

Best of all, you can manage your investment portfolio online, 24/7, by registering for our secure services.



INVEST NOW for your retirement - simply start saving for retirement online or download the application form, get a call back, call 0860 234 234 or speak to you financial adviser about investing in unit trust-based retirement annuities.