WHAT YOU WILL NEED TO APPLY
To start the loan application process, you will need to have

 
Passport-Icon
A valid ID or
passport
BankStatments-Icon
3 months' bank
statements
Payslips-Icon
Your most
recent payslip
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Proof of
address
18Plus-Icon
Be 18 years or
older
 
WHAT YOU WILL GET
A personal loan tailored to your individual needs.

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Options to Consolidate
your loans
Create one loan with one
monthly repayment
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Flexible repayment
options
Specify your repayment
period and amount
according to your needs
MoneyInto
Fast pay outs
A lump sum deposited into
your account


*Loan disbursement within hours for Money Account holders.
HOW TO APPLY
Get in touch however you want, whenever you want.

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APPLY ONLINE
Ready to start?
Early Payment_Icon
REQUEST A CALL BACK
Let us contact you
MoneyInto
APPLY IN BRANCH
Talk to a consultant at
your nearest branch
NEED MORE INFORMATION ON PERSONAL LOANS?


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What is a personal loan?

A personal loan is a specified amount of money borrowed from a lender, which are generally paid back in fixed monthly payments over a set time. You can commit to paying back the money over a short-term, mid-term or long-term loan repayment period.


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How does an Old Mutual personal loan work

Old Mutual personal loans work by applying for a loan amount, from R500 to R200 000, and upon approval, you will receive the money in a lump sum. Your repayments are fixed monthly amounts over a specified time (up to 84 months) based on the loan amount, what you can afford, and the specified terms of your loan.


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How personal loans affect your credit score

Credit bureaus see regular loan repayments as a sign that you are a trustworthy borrower. And a personal loan can improve your credit score if you keep up with repayments. You can also use a personal loan to consolidate your debt into a single loan, giving you fewer and lower monthly payments.


Old Mutual loan offerings is made available through Old Mutual Finance (RF) (Pty) Ltd, a Licensed Financial Services and Registered Credit Provider (NCRCP35).
Looking for a way to
consolidate your debt?

Click here to find out how to make
your debt more manageable.

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