WHAT YOU WILL NEED TO APPLY

To start the loan application process, you will need to have

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A valid ID or passport
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3 months' bank statements
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Your most recent payslip
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Proof of address
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Be 18 years or older

Calculate Your Loan


Get a personal loan of up to R200 000 with a repayment period of up to 7 years*
*Dependent on loan amount & period selected.
 

WHAT YOU WILL GET

A personal loan tailored to your individual needs.

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Options to Consolidate your loans
Create one loan with one monthly repayment
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Flexible repayment options
Specify your repayment period and amount according to your needs
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Fast pay outs
A lump sum deposited into your account


*Loan disbursement within hours for Money Account holders.

HOW TO APPLY

Get in touch however you want, whenever you want.

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Apply Online
Ready to start?
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Request A Call Back
Let us contact you
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Apply in Branch
Talk to a consultant at your nearest branch

NEED MORE INFORMATION ON PERSONAL LOANS?

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What is a personal loan?
A personal loan is a specified amount of money borrowed from a lender, which are generally paid back in fixed monthly payments over a set time. You can commit to paying back the money over a short-term, mid-term or long-term loan repayment period.
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How does an Old Mutual personal loan work
Old Mutual personal loans work by applying for a loan amount, from R500 to R200 000, and upon approval, you will receive the money in a lump sum. Your repayments are fixed monthly amounts over a specified time (up to 84 months) based on the loan amount, what you can afford, and the specified terms of your loan.
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How personal loans affect your credit score
Credit bureaus see regular loan repayments as a sign that you are a trustworthy borrower. And a personal loan can improve your credit score if you keep up with repayments. You can also use a personal loan to consolidate your debt into a single loan, giving you fewer and lower monthly payments.


Old Mutual loan offerings is made available through Old Mutual Finance (RF) (Pty) Ltd, a Licensed Financial Services and Registered Credit Provider (NCRCP35).

Looking for a way to consolidate your debt?
Click here to find out how to make your debt more manageable.

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