Consolidate your debt

Multiple loans are hard to keep track of, and all those admin fees can quickly add up. A debt consolidation loan simplifies things by lumping your debt into a single loan. With this strategy, you make only one repayment every month - not several. Don’t risk another late payment charge. Ensure greater peace of mind by consolidating your debt.

What you’ll get

  • Single admin fee: Pay a single monthly admin fee instead of many for different loans.
  • Peace of mind: When you have only one monthly payment, you don’t have to worry about accidentally missing repayments.
  • Option to restructure debt: If you’re struggling to make repayments, you can use a consolidation loan to lower your monthly instalments and extend your loan term.


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Obtaining credit can be stressful. Some people fear that they won't qualify for a much needed loan.
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When to take out a debt consolidation loan

Nobody plans to take on unmanageable debt.
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Old Mutual offerings are made available through Old Mutual Finance (RF) (pty) Ltd, a Licensed Financial Services and Registered credit provider (NCRCP35).