Swipe right on the
Money AccountYour money has met its match! Transact and 
save for as little as R4.95 a month.
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What is a Money Account?

The Old Mutual Money Account is two accounts in one - one for spending and one for saving. Your SWIPE Account is the transactional account that makes spending safe and simple. Use your debit card to swipe, withdraw and shop online.

Your SAVE Account is an investment account that earns you interest and grows your money.

And the best part? You can automatically transfer funds from your SWIPE account to your SAVE account every time you swipe your card. To Swipe and Save just set the amount you want to save – as a percentage of your total daily spend.

From sending money to withdrawing it, costs stay low and reasons to sign up keep coming.
What’s in it for you?
  • Get free swipes
  • Access your savings at any time
  • Bank online, on mobile or with cellphone banking
  • Turn your card off if you lose it or if it falls into the wrong hands
  • Tap your card for quick and secure purchases
Money Account black card
Download our mobile appTake pocket money to the next level with the Old Mutual mobile app.

Put your money in its place
Manage and pay beneficiaries while making once-off and recurring payments. Boom!

Stay connected
Say goodbye to dark, lonely nights. Buy data, airtime and electricity then and there.

Pay your way
Use the Quick Pay function to pay other Money Account holders with just their cellphone numbers.

Take charge of your card
Change your card pin, switch the card on and off and set your notifications.

Mobile phone
    Why bank & save with
    Old Mutual's Money Account    The real question is, why not?

    Like what you see? Get more
    Money Account questions answered.
    Here are some questions you might have about the Money Account. Got more?
    Give us a call on 0860 000 883.

    • We're glad you asked. There are three ways to transfer your money to your savings account account. 

      • Set up a transfer using your app, cellphone banking or internet banking
      • Use the Focused Save function 
      • Turn on Swipe & Save 
    • Instead of a flat interest rate, the SAVE Account earns a rate of return that matches that of the Mutual Money Market Unit Trust, which has never experienced a negative return over any calendar month since it started.
    • You can withdraw cash from any ATM that has the VISA logo. That includes ATMs in other countries. The safest way to get money out of your account is to withdraw cash at the till in any of the Pick n Pay, Shoprite, Checkers, Usave, or Boxer stores.

    • You can pay for purchases at any online retailer that accepts VISA. Like swiped purchases, these transactions are FREE.

    • You sure can. Using cellphone banking you can make payments, transfer funds and buy airtime on your feature phone.

    • We're so glad you asked! This is the disclosure we need to share with you.

      The Old Mutual Money Account is an offering by Old Mutual Transaction Services (Pty) Ltd in association with Bidvest Bank Ltd and Old Mutual Investment Administrators, a licensed financial services provider. Old Mutual Investment Administrators (Reg No. 1988/03478/07), a licensed financial services provider and Old Mutual Unit Trust Managers (RF) (Pty) Ltd is a registered manager in terms of the Collective Investment Schemes Control Act 45 of 2002. The fund fees and costs that Old Mutual Unit Trust Managers charge for managing your investment are set out in the relevant fund's Minimum Disclosure Document (MDD) or table of fees and charges, both available on Old Mutual Unit Trusts Managers' public website, or from Old Mutual Unit Trusts Managers' contact centre. Old Mutual is a member of the Association for Savings & Investment South Africa (ASISA).

    • The Old Mutual Money Account is an offering by Old Mutual Transaction Services (Pty) Ltd in association with Bidvest Bank Ltd and Old Mutual Investment Administrators, a licensed financial services provider.

      Old Mutual Transaction Services (Pty) Ltd
      Reg No. 2012/225985/07
      Physical Address: Mutualpark, Jan Smuts Drive, Pinelands, 7405, South Africa

      SWIPE ACCOUNT
      Your account is held with Bidvest Bank Ltd
      Reg No. 2000/006478/06

      SAVE ACCOUNT
      Your account is held with Old Mutual Investment Administrators
      Old Mutual Investment Administrators is a licensed financial services provider.
      Reg No. 1988/03478/07

      Your money is invested in an investment fund managed by Old Mutual Unit Trust Managers

      Old Mutual Investment Administrators (Reg No. 1988/03478/07), a licensed financial services provider and Old Mutual Unit Trust Managers (RF) (Pty) Ltd is a registered manager in terms of the Collective Investment Schemes Control Act 45 of 2002. The fund fees and costs that Old Mutual Unit Trust Managers charge for managing your investment are set out in the relevant fund's Minimum Disclosure Document (MDD) or table of fees and charges, both available on Old Mutual Unit Trusts Managers' public website, or from Old Mutual Unit Trusts Managers' contact centre. Old Mutual is a member of the Association for Savings & Investment South Africa (ASISA).

      Old Mutual Finance is authorised to sell the Old Mutual Money Account. Old Mutual Finance (RF) (Pty) Ltd is a licensed financial services provider
      Reg. No. 1993/002279/07

      Old Mutual Finance does not give advice about the Old Mutual Money Account and only provides factual information on the offering.