Send MoneyEveryday banking just
got better with Send Money.

Send Money anytime, anywhere to anyone with a valid South African cell number

All you need is a South African mobile number, and you can send someone a cash voucher to be redeemed at any Pick n Pay, Shoprite, Checkers, Usave or Boxer store.
How does Send Money work?

To send money from the banking app, follow these five quick and easy steps:

1. Log into the Old Mutual Banking App
2. On the Main Menu page select "Pay"
3. Select "Send Money" and "Generate Send Money"
4. Send money to yourself or a recipient in your contact list and select the amount you wish to send
5. Create a *4-digit secret code and confirm the Send Money transaction

The recipient will receive an SMS with a 10-digit Send Money code to redeem the voucher

Send Money is available on the Old Mutual Banking App and cellphone banking at R12 per transaction.

Send Money – Frequently Asked Questions

    1. Dial *120*257# for cellphone banking/USSD
    2. Log in with your mobile banking PIN
    3. On the Main Menu page, select option 6 ‘Send Money’
    4. Select option one for ‘Send Money.’
    5. Accept the "Terms and Conditions"
    6. Enter the South African cellphone number of the recipient followed by the amount you wish to send (you can also send money to yourself)
    7. Create a *4-digit secret code and confirm the Send Money transaction
    8. The recipient will receive an SMS with a 10-digit Send Money code to redeem the voucher

    There is a R12 fee for every Send Money transaction sent via cellphone banking/USSD or the Old Mutual Banking app. This fee will be charged whether the recipient withdraws the money or not. This fee will be deducted from the Sender's Swipe account. View our transaction fees.

    South African Pick n Pay Supermarkets, Pick n Pay Hyper, Pick n Pay Liquor, Pick n Pay Clothing, Shoprite, Checkers, Checkers Hyper, Usave, Boxer, K’nect, OK Furniture, House & Home and selected OK Foods Franchise stores.

    • Old Mutual Banking app: R20 (minimum) to R3 000 (maximum) per voucher with a R5 000 daily limit
    • Old Mutual Banking app: A maximum value allowed for unredeemed Send Money vouchers: R10 000
    • USSD: R20 (minimum) to R1 500 (maximum) per voucher with a R3 000 daily limit
    • USSD: A maximum value allowed for unredeemed Send Money vouchers: R5 000
    • Monthly limit: R24 999
    • Five unredeemed Send Money vouchers

    A sender can have five active vouchers (in total) sent at a time. More vouchers can be sent after at least one of the five active vouchers have been redeemed.

    Old Mutual will send the voucher code to the cellphone number you selected but it is your responsibility as the sender to send the secret code to the recipient of the voucher.

    Yes, you can by going to "Resend Send Money" under "Send Money". Only voucher codes for valid vouchers can be re-shared with the intended recipient and it will cost 50c to resend the SMS. This fee will be deducted from the Sender's Swipe account. If you experience any issues, please contact the Old Mutual Service Centre at 0860 222 252.

    Only the Sender can cancel an unredeemed Send Money voucher by contacting the Old Mutual Service Centre at 0860 222 252. The recipient of the voucher will be notified of this cancellation.

    The voucher will expire if not redeemed within seven working days (at midnight on the seventh working day) and the voucher amount will be credited back to the customer's Swipe account. The R12 fee charged for the Send Money transaction will still be charged.

    Customers need to go to their respective app stores to download the latest version of the Old Mutual Banking App to use Send Money.