Do more with a Money Account
Swipe your card in store, pay for online purchases, or QuickPay other Money Account customers. With the SWIPE Account you’re in charge of where your money goes and what it does.
- Send Money
- Pay DSTV
- Buy prepaid airtime, data and electricity
Switching your salary to your Money Account ensures that your pay is deposited into your account every month. Switch today and get the most from your Money Account.

By earning a rate of return linked to the Old Mutual Money Market Fund, the SAVE Account can grow your savings faster than an ordinary savings account. And it allows you to transfer money between your SWIPE Account and SAVE Account for free. There’s no waiting and no extra charges, just complete control of your money and what it does.

There are four ways to deposit money into your Money Account, so there’s always a quick and convenient way to fund your account.
- Card or cash deposits at selected retailer stores
- In-app payments made with a bank card
- In-branch card deposits
- Transfers from another account
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The Old Mutual Banking App allows you to manage your money even when you’re on the move. Buy prepaid data, pay your DSTV, and send money to others. You can do all this and more when you download the Old Mutual Banking App.



With internet and cellphone banking, you can manage your money anywhere, anytime and regardless of the type of device you’re on. This ensures that you always have your favourite Money Account features right at your fingertips.

With your Money Account, you can earn Old Mutual Rewards points as you spend. For every month that you spend at least R1 000, have five debit orders, and maintain a balance of R3 000 you will get pushed up a Rewards tier and earn points. Not spending on your Money Account? Not a problem. If you’re using your Money Account for saving, you can still earn Rewards points and go up a tier simply by maintaining a balance of R50 000 in your Save Account throughout the month.
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- Visit our Client Service Area here
- Fill in your ID number and answer the security question
- You'll get a One-time Pin (OTP) sent to the cellphone number you registered with
- Fill in and submit the Pin we sent you
- Choose 'Money Account Activate Card'
- Fill in the last 4 numbers of the card PAN number (the number on the front of your card) and your card pin
- Read and accept the Money Account Terms & Conditions
- Click 'Next'
- Your account is now activated.
- Account number: 10 or 11 digit number showed on your internet banking, cellphone banking and mobile app profiles
- Account type: Choose ‘Savings’
- Bank: Choose Bidvest Bank (Old Mutual Money Account is in association with Bidvest Bank)
- Branch code: Enter 462005
- Branch name: Enter Bidvest Bank (if required)
- Tell the cashier you want to make a deposit using your card
- Tell the cashier how much you want that deposit to be
- Give the cash to the cashier
- Put your card into the card machine
- Enter your 4-digit card PIN
- Once your deposit is finished, the cashier will give you a till slip to confirm.
- Log into the Old Mutual Banking App
- Push ‘Fund’
- Push ‘Fund Account’
- Make sure that you have ‘Electronic’ selected
- Fill in the two fields and push ‘Continue’
- Enter the card details and push ‘Next’
- Account number: 10 or 11 digit number displayed on your internet banking, cellphone banking and mobile app profiles
- Account type: Choose ‘Savings’
- Bank: Choose Bidvest Bank (Old Mutual Money Account is in association with Bidvest Bank)
- Branch code: Enter 462005
- Branch name: Enter Bidvest Bank (if required)
- Tell the cashier that you would like to process a cash withdrawal, hand your card to the cashier.
- You will be asked to enter your card pin to proceed with the transaction. Please make sure that the cashier gives you the right amount of money and hands back your card.
Electronic Fund Transfer (EFT)
You can EFT the money using your mobile banking app or internet banking. You’ll need the following details to do it this way:
Cash deposit
You can also make a card deposit at any Pick n Pay and Boxer store.
In-app electronic deposit
With the Old Mutual Banking App, you can also use another bank card to pay money into your Money Account.
Bank transfer and stop order
Did you know, you can transfer money from another bank account to your Old Mutual Money Account? Go to that bank’s branch to make the transfer. You can also set up a stop order, which lets you pay a set amount into your account on a monthly basis. These are the details you’ll need:
And remember, you can cancel your stop order at any time.
You can withdraw cash from a Shoprite, Checkers, Usave or Pick 'n Pay store. You can perform a cash withdrawal only or you can withdraw cash with a purchase of goods.
You can also withdraw cash from an Old Mutual ATM or any other SASWICH ATM. A withdrawal from another bank's ATM will incur additional costs.
You can check your balance for free on the Old Mutual Banking App, internet banking and cellphone banking. You can also check your balance at any ATM. You also get SMS balance updates after every transaction.
