Old Mutual Personal LoanThe day your fridge stops working is never the same day you get a surprise work bonus, and business opportunities don't come knocking only when you have spare money to invest. That’s where an Old Mutual personal loan can help you. Borrow up to R250 000 for unexpected emergencies or opportunities. Pay it back in fixed amounts over a time period that works for you.
It's easy, affordable, and clear.
You’ll have options
Old Mutual loan up to R250 000 with a repayment term over 1 - 60 months.
Grant loans based on your affordability
All loans are subject to an assessment, to determine your affordability - so that we only grant loans on terms that you can afford.
We show you how your loan works and explain how loan term affects the cost of a loan.
The amount you can afford to borrow depends on several factors, two of them being:
Details of your loan
Note: The results should be used as an indication only
- A valid ID
- 3 months’ bank statements
- Your most recent payslip, as proof employment
- Be 18 years of older
'Adulting' is just a fancy word for 'bills'. If you've got a few loans to pay off, you're not alone. The good news is that you can pull all your debt into a single loan with an Old Mutual debt consolidation loan.
- With just one repayment every month, it’s easier to manage your debt
- Having only one loan means paying only one monthly admin fee
- But most importantly, you have the opportunity to get rid of revolving credit that has stuck with you for years
If you are struggling to keep up with repayments, you can use a debt consolidation loan to extend your loan term and lower your monthly repayments. However, this will mean that you will pay more interest and fees over the life of the loan.
Some recommended reading to help you understand loans, credit and credit scores.
*The use of the online calculator is discretionary and calculations are estimates. Old Mutual Finance gives no warranty, express or implied, as to the accuracy of such estimates and does not accept any liability for loss or damage of any nature whatsoever, which may result from the use and/or reliance of estimates provided by the calculator All loans are subject to a full credit assessment.